Good Final Companies for our MA clients

honestagent · 04-02-2007, 03:43 PM

Greetings everyone.

I am looking for assistance on some good final carriers you can please endorse.

Good rates
ISSUE AGES BETWEEN 0 - 99 if they exist.
Also a good company who will issue someone with dialysys.
And one who has cancer or has had a heart attack or storke in the past year.
Diabetes.

The key is issue ages above 85.

Can you please recommend such carriers?

Thank you much.

Honest Agent

senior-advisor-indiana · 04-02-2007, 09:46 PM

I have never heard of any life insurance that would issue a policy after someones life expectancy.

I use motorists for regular people, unity for smokers(no rate up and very competitve) and presidential for gauranteed issue( best one ive seen).

senior-advisor-indiana · 04-02-2007, 09:47 PM

By the way none of those were above 85.

honestagent · 04-02-2007, 10:17 PM

Senior Advisor,

Thanks for the reply. I never knew simplified does not issuee past 85. No house new of one and I called several. I have Motorists and I'm looking into Presidential. Thank you very much.

senior-advisor-indiana · 04-02-2007, 10:22 PM

I heard monumental is good too

Cenla Agent · 04-02-2007, 11:07 PM

I do not believe Monumental issues past age 74 unless they've changed things in the past few years.

Cenla Agent · 04-02-2007, 11:10 PM

Presidential's Graded Benefit Life (guar. issue) issues up to age 80 and in a few states it is only to 75.

I seem to recall seeing some company that issues up to 85 a while back but I cannot remember who it was.