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Discussion on GTL?? within the General Insurance Agent Discussions, part of the Insurance Agents and Brokers Forum category.
Guarantee Trust Life in TX
Who actually sells this?!! I ran a few rates yesterday and it's absolutely rediculous!
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Views: 1378 - Replies: 91
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04-02-2008, 02:33 PM
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#1
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Guru
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Guarantee Trust Life in TX
Who actually sells this?!! I ran a few rates yesterday and it's absolutely rediculous!
Interested in feedback...
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04-02-2008, 02:55 PM
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#2
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Guru
Join Date: Sep 2006
State:
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I have someone that was looking at it......
$25,000 deductible per person per year...
$1,000,000 life time max (most of my plans are $5,000,000)
$10,000 life time max on outpat. drugs.....not good
This is an association health plan that issues certificate of coverage's off of a master policy (the plans I sell are actual policy's) and that is just off a 3 page broch.....they do not or will not send me a full outline of coverage which I suspect that I might find a lot more hole
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Last edited by STIBROKER@AUSTIN.RR.COM : 04-02-2008 at 02:57 PM.
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04-02-2008, 07:32 PM
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#3
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Guru
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The only product that I sell from them is the Advantage Plus MA tie in plan.
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I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale. - Thomas Jefferson
www.mymidwestbroker.com
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04-02-2008, 11:42 PM
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#4
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Super Genius
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Joshril, was it the rates or face needs? I have new product out on the 1st that's nonmed with standard rates. I have no compliance language approved yet so we'd need to chat via phone for me to give you details. If you remember JNL, then this is just like that save the standard rates, but approval is as fast. As in print it off. The face amt limits or higher than fla...
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Brad Howard
Only Financial Group
866-INS-ONLY x108
Brad@INSONLY.com
We DIAL, You SELL!
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04-03-2008, 04:19 PM
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#5
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Guru
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I saw a bochure on that MA tie in plan and it looked fairly good for hospital coverage, but no {or very little} doctor or outpatient/surgery type coverage. All in all, GTL is a pretty good company. I had no idea they were selling some sort of association group underage medical plans.
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04-03-2008, 05:23 PM
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#6
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New Member
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Hi all. Please dont slam me, I think this is my first post. I sell GTL's new health plans and I felt a need to chime in.
The plans underwritten by GTL are the AssureCare and the eSolution series plans, they are association group and are in my opinion, hands down the best coverage and prices currently available. I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.
Assure Care is Major Medical, eSolution is HDHP
Thanks,
Brandy
Essential Insurance Services
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04-03-2008, 05:58 PM
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#7
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Guru
Join Date: Sep 2006
State:
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Quote:
Originally Posted by Brandy The Broker
I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.
Assure Care is Major Medical, eSolution is HDHP
Thanks,
Brandy
Essential Insurance Services
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Man they don't have that plan in texas.......
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04-03-2008, 06:29 PM
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#9
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Guru
Join Date: Sep 2006
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Quote:
Originally Posted by joshril
You must not be selling in TX Brandy... the prices suck here!
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seems she lives here in texas....
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04-03-2008, 06:39 PM
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#11
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Guru
Join Date: Sep 2006
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Quote:
Originally Posted by Brandy The Broker
Hi all. Please dont slam me, I think this is my first post. I sell GTL's new health plans and I felt a need to chime in.
The plans underwritten by GTL are the AssureCare and the eSolution series plans, they are association group and are in my opinion, hands down the best coverage and prices currently available. I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.
Assure Care is Major Medical, eSolution is HDHP
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Brandy,
What companies have you compared it to that leads you to this conclusion?
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04-03-2008, 06:46 PM
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#12
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Guru
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we have hands down one of the worst healthcare/insurance problems in the nation, with the most per capita being uninsured. would not surprise me if more and more ins co.s started raising the rates or pulling out of TX, it is a mess here- of course the politicians are pushing a new universal plan... and wanting TX to lead the way for other states to model healthplans after....
"Texas also has the most uninsured children in the nation. Texas ranks 44th for the poor covered by Medicaid and 3rd in the rate of obesity. Texas leads the nation in teen births. "
From the Senator's Desk . . . | Senator Eliot Shapleigh - Texas Senator District 29
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04-03-2008, 06:54 PM
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#13
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Guru
Join Date: May 2007
State:
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Quote:
Originally Posted by STIBROKER@AUSTIN.RR.COM
seems she lives here in texas....
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512 area code. Austin?
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04-03-2008, 07:00 PM
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#18
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Guru
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