Insurance Agent Forum
Custom Search
 

Go Back   Insurance Agent Forum > Insurance Agents and Brokers Forum > General Insurance Agent Discussions


Discussion on GTL?? within the General Insurance Agent Discussions, part of the Insurance Agents and Brokers Forum category.

Guarantee Trust Life in TX Who actually sells this?!! I ran a few rates yesterday and it's absolutely rediculous! Interested ...


Reply to GTL??
Views: 1378 - Replies: 91  
LinkBack Thread Tools Search this Thread Display Modes
Old 04-02-2008, 02:33 PM   #1
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
GTL??             Go to Top

Guarantee Trust Life in TX

Who actually sells this?!! I ran a few rates yesterday and it's absolutely rediculous!

Interested in feedback...


joshril is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-02-2008, 02:55 PM   #2
Guru
 
STIBROKER@AUSTIN.RR.COM on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,139
State: STIBROKER@AUSTIN.RR.COM is an Insurance Agent from Texas
STIBROKER@AUSTIN.RR.COM will become famous agent soon enough
Re: GTL??             Go to Top

I have someone that was looking at it......
$25,000 deductible per person per year...
$1,000,000 life time max (most of my plans are $5,000,000)
$10,000 life time max on outpat. drugs.....not good

This is an association health plan that issues certificate of coverage's off of a master policy (the plans I sell are actual policy's) and that is just off a 3 page broch.....they do not or will not send me a full outline of coverage which I suspect that I might find a lot more hole


------------------------------------

Last edited by STIBROKER@AUSTIN.RR.COM : 04-02-2008 at 02:57 PM.
STIBROKER@AUSTIN.RR.COM is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-02-2008, 07:32 PM   #3
Guru
 
midwestbroker on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:1,846
midwestbroker is an unknown quantity at this point
Send a message via ICQ to midwestbroker Send a message via Yahoo to midwestbroker
Re: GTL??             Go to Top

The only product that I sell from them is the Advantage Plus MA tie in plan.


------------------------------------
I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale. - Thomas Jefferson
www.mymidwestbroker.com
midwestbroker is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-02-2008, 11:42 PM   #4
Super Genius
 
Brad Howard on GTL?? - Insurance Agent Forum
 
Join Date: Jan 2008
Posts:55
Brad Howard will become famous agent soon enough
Send a message via AIM to Brad Howard Send a message via MSN to Brad Howard
Re: GTL??             Go to Top

Joshril, was it the rates or face needs? I have new product out on the 1st that's nonmed with standard rates. I have no compliance language approved yet so we'd need to chat via phone for me to give you details. If you remember JNL, then this is just like that save the standard rates, but approval is as fast. As in print it off. The face amt limits or higher than fla...


------------------------------------
Brad Howard
Only Financial Group
866-INS-ONLY x108
Brad@INSONLY.com
We DIAL, You SELL!
Brad Howard is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 04:19 PM   #5
Guru
 
Join Date: Sep 2007
Posts:841
HomeService will become famous agent soon enough
Re: GTL??             Go to Top

I saw a bochure on that MA tie in plan and it looked fairly good for hospital coverage, but no {or very little} doctor or outpatient/surgery type coverage. All in all, GTL is a pretty good company. I had no idea they were selling some sort of association group underage medical plans.


HomeService is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 05:23 PM   #6
New Member
 
Join Date: Feb 2008
Posts:5
Brandy The Broker will become famous agent soon enough
Re: GTL??             Go to Top

Hi all. Please dont slam me, I think this is my first post. I sell GTL's new health plans and I felt a need to chime in.

The plans underwritten by GTL are the AssureCare and the eSolution series plans, they are association group and are in my opinion, hands down the best coverage and prices currently available. I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.

Assure Care is Major Medical, eSolution is HDHP

Thanks,
Brandy

Essential Insurance Services


Brandy The Broker is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 05:58 PM   #7
Guru
 
STIBROKER@AUSTIN.RR.COM on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,139
State: STIBROKER@AUSTIN.RR.COM is an Insurance Agent from Texas
STIBROKER@AUSTIN.RR.COM will become famous agent soon enough
Re: GTL??             Go to Top

Quote:
Originally Posted by Brandy The Broker View Post
I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.

Assure Care is Major Medical, eSolution is HDHP

Thanks,
Brandy

Essential Insurance Services

Man they don't have that plan in texas.......


------------------------------------
STIBROKER@AUSTIN.RR.COM is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:18 PM   #8
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
Re: GTL??             Go to Top

You must not be selling in TX Brandy... the prices suck here!


joshril is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:29 PM   #9
Guru
 
STIBROKER@AUSTIN.RR.COM on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,139
State: STIBROKER@AUSTIN.RR.COM is an Insurance Agent from Texas
STIBROKER@AUSTIN.RR.COM will become famous agent soon enough
Re: GTL??             Go to Top

Quote:
Originally Posted by joshril View Post
You must not be selling in TX Brandy... the prices suck here!
seems she lives here in texas....


------------------------------------
STIBROKER@AUSTIN.RR.COM is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:38 PM   #10
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
Re: GTL??             Go to Top

I don't know how she makes any money.. I ran rates on a couple in their 20's and I was getting premiums in the $500-700 range? This wasn't a super low deductible either...


joshril is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:39 PM   #11
Guru
 
moonlightandmargaritas on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:4,036
State: moonlightandmargaritas is an Insurance Agent from Florida
moonlightandmargaritas has a little shameless behaviour in the past
Re: GTL??             Go to Top

Quote:
Originally Posted by Brandy The Broker View Post
Hi all. Please dont slam me, I think this is my first post. I sell GTL's new health plans and I felt a need to chime in.

The plans underwritten by GTL are the AssureCare and the eSolution series plans, they are association group and are in my opinion, hands down the best coverage and prices currently available. I currently insure myself and my 3 children with AssureCare. Have a look on my site I have brochures and I think you will agree.

Assure Care is Major Medical, eSolution is HDHP
Brandy,

What companies have you compared it to that leads you to this conclusion?


moonlightandmargaritas is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:46 PM   #12
Guru
 
Join Date: Sep 2007
Posts:841
HomeService will become famous agent soon enough
Re: GTL??             Go to Top

we have hands down one of the worst healthcare/insurance problems in the nation, with the most per capita being uninsured. would not surprise me if more and more ins co.s started raising the rates or pulling out of TX, it is a mess here- of course the politicians are pushing a new universal plan... and wanting TX to lead the way for other states to model healthplans after....

"Texas also has the most uninsured children in the nation. Texas ranks 44th for the poor covered by Medicaid and 3rd in the rate of obesity. Texas leads the nation in teen births. "

From the Senator's Desk . . . | Senator Eliot Shapleigh - Texas Senator District 29


HomeService is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:54 PM   #13
Guru
 
Expat on GTL?? - Insurance Agent Forum
 
Join Date: May 2007
Posts:668
State: Expat is an Insurance Agent from Texas
Expat will become famous agent soon enough
Re: GTL??             Go to Top

Quote:
Originally Posted by STIBROKER@AUSTIN.RR.COM View Post
seems she lives here in texas....
512 area code. Austin?


Expat is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:55 PM   #14
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
Re: GTL??             Go to Top

I don't think Brandy's website is compliant... and yes, she is in Austin... Sounds like Brandy has undergone some good ole' fashioned "Mega/UA brainwashing"


joshril is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:57 PM   #15
Guru
 
STIBROKER@AUSTIN.RR.COM on GTL?? - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:3,139
State: STIBROKER@AUSTIN.RR.COM is an Insurance Agent from Texas
STIBROKER@AUSTIN.RR.COM will become famous agent soon enough
Re: GTL??             Go to Top

Quote:
Originally Posted by Expat View Post
512 area code. Austin?

LinkedIn: Brantoinette (Brandy) Hennigan


------------------------------------
STIBROKER@AUSTIN.RR.COM is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:58 PM   #16
Guru
 
Join Date: Sep 2007
Posts:841
HomeService will become famous agent soon enough
Re: GTL??             Go to Top

yep, austin, I live in the 512 as well..... what is "not compliant" about it? I just surfed it real quick and did not see a whole lot of probs, maybe I missed something?


HomeService is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 06:58 PM   #17
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
Re: GTL??             Go to Top

Definitely a cool site though... How much did that cost you Brandy?


joshril is offline  

Submit to Reddit Submit to Del.icio.us
Bookmark to TechnoratiSubmit to FurlSubmit to Spurl!
Reply With Quote
Old 04-03-2008, 07:00 PM   #18
Guru
 
joshril on GTL?? - Insurance Agent Forum
 
Join Date: Oct 2006
Posts:1,376
joshril is on a distinguished road
Re: GTL??             Go to Top