Guaranteed Issue with Drug Coverage?

vertex · 10-27-2009, 12:17 PM

Can anybody recommend a guaranteed issue product that has a drug program? I am already familiar with AIM.

Thanks.

*STIBROKER@AUSTIN.RR.COM* · 10-27-2009, 12:23 PM

Group Plans......

vertex · 10-27-2009, 12:31 PM

Already considered...just one person involved unfortunately.

TristanTLC · 10-27-2009, 12:32 PM

Incorporate and have a group of one. Many carriers will allow it if the state allows it.

*STIBROKER@AUSTIN.RR.COM* · 10-27-2009, 01:27 PM

Risk pool or one man group.....

Originally Posted by vertex

Already considered...just one person involved unfortunately.

alphawave2k · 10-29-2009, 10:55 AM

Originally Posted by vertex

Can anybody recommend a guaranteed issue product that has a drug program? I am already familiar with AIM.

Thanks.

You're probably stuck in limbo until you get your 20 posts...if you are interested I can share some information on a carrier that's along the lines of AIM, but tremendously better and has a ROP regardless of the benefit payouts the insurer enjoys after 5 and 10 years.
alphawave2k@hotmail.com
Alph-red-o

GAHEALTH · 10-29-2009, 01:34 PM

Originally Posted by alphawave2k

You're probably stuck in limbo until you get your 20 posts...if you are interested I can share some information on a carrier that's along the lines of AIM, but tremendously better and has a ROP regardless of the benefit payouts the insurer enjoys after 5 and 10 years.
alphawave2k@hotmail.com
Alph-red-o

So share with the group or email me as well (bbls0627@gmail.com)

YouGotMyMoney · 10-29-2009, 02:21 PM

AZ has a high risk pool.

http://www.healthcaregroupaz.com/PDF...dQuestions.pdf

vertex · 11-02-2009, 10:36 AM

Thanks for your help on this.

fina · 11-02-2009, 11:48 AM

Problem with most of the mini meds is the rx drug card is ona tier 4 basis ...and the expensive ones go into tier 4....the little discount part...and not a copay

IAC.Ryan · 11-02-2009, 11:52 AM

Originally Posted by TristanTLC

incorporate and have a group of one. Many carriers will allow it if the state allows it.

Unfortunately, AZ does not allow Groups of 1. The state risk pool would be my suggestion.

YouGotMyMoney · 11-02-2009, 11:58 AM

You might also look into PEO's.

Dave020 · 11-02-2009, 12:14 PM

Originally Posted by YouGotMyMoney

You might also look into PEO's.

I have run into a lot of people recently who are on PEOs and have really cr*p coverage. Limits in the 10,000 range per year, stuff like that.