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Discussion on Guaranteed Issue FE at great rates within the Senior Insurance Forum, part of the Insurance Agents and Brokers Forum category.

I was curious... Could I offer this in Nevada?...


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Old 07-20-2008, 11:05 PM   #41
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I was curious... Could I offer this in Nevada?


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Old 07-21-2008, 08:54 AM   #42
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Quote:
Originally Posted by HoosierDaddy View Post
I was curious... Could I offer this in Nevada?
You could not sell it in a house
You could not sell it with a mouse
You could not sell it here or there
You could not sell it anywhere...

Dr. Suess

Ohio! Indiana! Kentucky! Tennessee! And possibly Georgia in the near future. That's it! No more. Nada! Zip! The other states are just not on the map for Cincinnati Equitable.

Hoosier Daddy, I hear you took Senior out for some basic training last week. Now you got his hopes all up thinking he might be able to actually do this job.


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Old 07-21-2008, 12:43 PM   #43
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GreenSky on Guaranteed Issue FE at great rates - Insurance Agent Forum
 
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So does that mean it's not available here in California?

Rick


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Old 07-21-2008, 10:05 PM   #44
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Originally Posted by GreenSky View Post
So does that mean it's not available here in California?

Rick
If you can see large bodies of water from anywhere in your state and it never snows in the winter or if people pronounce the word "park" where it sounds more like "pack" or if you are within driving distance of the Alamo or the Empire State Building or sandy beaches or if more people speak languages other than English or if every other vehicle on the road isn't a Ford Truck with oversized mudders and antlers on it or if your state isn't at least bordering a state where you can buy M80s or if your state even has a town that people would consider going to on vacation...you probably can't write the Cincinnati product.


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Old 07-21-2008, 10:15 PM   #45
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Quote:
Originally Posted by Newby View Post
If you can see large bodies of water from anywhere in your state and it never snows in the winter or if people pronounce the word "park" where it sounds more like "pack" or if you are within driving distance of the Alamo or the Empire State Building or sandy beaches or if more people speak languages other than English or if every other vehicle on the road isn't a Ford Truck with oversized mudders and antlers on it or if your state isn't at least bordering a state where you can buy M80s or if your state even has a town that people would consider going to on vacation...you probably can't write the Cincinnati product.
Sweet! I was hoping we could write this product in West Virginia!


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Old 07-21-2008, 11:25 PM   #46
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Hoosier Daddy, I hear you took Senior out for some basic training last week. Now you got his hopes all up thinking he might be able to actually do this job.

The Kid could really be successful... Any seniors he comes across in the two short hours he works, every other day will have a hard time saying no to him...

I thought I worked a condensed schedule, but I have nothing on the "Senior-Advisor" he is a wild man...


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Old 07-21-2008, 11:26 PM   #47
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Quote:
Originally Posted by dj_n_ky View Post
Just getting started in FE. I have Americo and would be interested in this product for the hard sales. I am in KY.
I was born and raise in KY not more than 5 miles from the muddy Ohio.


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Old 07-21-2008, 11:29 PM   #48
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Quote:
Originally Posted by HoosierDaddy View Post
Hoosier Daddy, I hear you took Senior out for some basic training last week. Now you got his hopes all up thinking he might be able to actually do this job.

The Kid could really be successful... Any seniors he comes across in the two short hours he works, every other day will have a hard time saying no to him...

I thought I worked a condensed schedule, but I have nothing on the "Senior-Advisor" he is a wild man...


The ride along did wake me up a bit but I still have a rather short work week.


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Old 07-21-2008, 11:42 PM   #49
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Quote:
Originally Posted by Newby View Post
If you can see large bodies of water from anywhere in your state and it never snows in the winter or if people pronounce the word "park" where it sounds more like "pack" or if you are within driving distance of the Alamo or the Empire State Building or sandy beaches or if more people speak languages other than English or if every other vehicle on the road isn't a Ford Truck with oversized mudders and antlers on it or if your state isn't at least bordering a state where you can buy M80s or if your state even has a town that people would consider going to on vacation...you probably can't write the Cincinnati product.
Newby, do you mean that this product is only available in states where they think like this????

1. Pull your droopy pants up. You look like an idiot.
2. Turn your cap right, your head isn't crooked.
3. Let's get this straight; it's called a 'dirt road.' I drive a pickup truck because I want to. No matter how slow you drive, You're going to get dust on your Lexus. Drive it or get out of the way.
4. They are cattle. They're live steaks. That's why they smell funny to you. But they smell like money to us. Get over it. Don't like it? Rt. 80 goes east and west, I-75 goes north and south. Pick one.
5. So you have a $60,000 car. We're impressed. We have $150,000 corn pickers and hay balers That are driven only 3 weeks a year.
6. So every person waves. It's called being friendly. Try to understand the concept.
7. If that cell phone rings while an 8-point buck and 3 does are coming in, We WILL shoot it out of your hand. You better hope you don't have it up to your ear at the time.
8. Yeah, we eat taters & gravy, beans & cornbread. You really want sushi & caviar? It's available, at the corner bait shop.
9. The 'Opener' refers to the first day of deer season. It's a religious holiday held the closest Saturday to the first of November.
10. We open doors for women. That is applied to all women, regardless of age.
11. No, there's no 'vegetarian special' on the menu. Order steak. Or you can order the Chef's Salad and pick off the 2 pounds of ham & turkey.
12. When we fill out a table, there are three main dishes:
meats, vegetables, and breads. We use three spices: salt, pepper, and ketchup.
13. You bring 'coke' into my house, it better be brown, wet and served over ice.
14. You bring 'Mary Jane' into my house, she better be cute, know how to shoot, drive a truck, and have long hair.
15. College and High School Football is as important here as the Lakers and the Knicks, and a dang site more fun to watch.
16. Yeah, we have golf courses. But don't hit the water hazards -- it spooks the fish.
17. Colleges? We have them all over. We have State Universities , Community Colleges, and Vo-techs. They come outta there with an education plus a love for God and country, and they still wave at everybody when they come for the holidays.
18. We have a whole ton of folks in the Army, Navy, Air Force, and Marines. So don't mess with us. If you do, you will get whipped by the best.
19.
Turn down that blasted car stereo! That thumpity-thump crap ain't music, anyway. We don't want to hear it anymore than we want to see your boxers. Refer back to #1.
20. 4 inches isn't a blizzard - it's a flurry. Drive like you got some sense in it, and DON'T take all our bread, milk, and bleach from the grocery stores. This ain't Alaska , worst case you may have to live a whole day without croissants. The pickups with snow blades will have you out the next day.





Last edited by xrac : 07-21-2008 at 11:46 PM.
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Old 07-21-2008, 11:44 PM   #50
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Newby on Guaranteed Issue FE at great rates - Insurance Agent Forum
 
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Quote:
Originally Posted by HoosierDaddy View Post
Hoosier Daddy, I hear you took Senior out for some basic training last week. Now you got his hopes all up thinking he might be able to actually do this job.

The Kid could really be successful... Any seniors he comes across in the two short hours he works, every other day will have a hard time saying no to him...

I thought I worked a condensed schedule, but I have nothing on the "Senior-Advisor" he is a wild man...
Like most seniors, Senior doesn't like to miss "his shows." He gets real orney if Judge Judy is a rerun too.


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Old 07-21-2008, 11:52 PM   #51
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In a couple years I might start watching soap operas and the price is right.


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Old 07-22-2008, 08:19 AM   #52
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Originally Posted by senior-advisor-indiana View Post
In a couple years I might start watching soap operas and the price is right.
Don't call them soap operas. Call them "your stories."


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Old 07-24-2008, 03:37 PM   #53
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Re: Guaranteed Issue FE at great rates             Go to Top

Are these level premiums or graded?


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Old 07-24-2008, 11:08 PM   #54
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Are these level premiums or graded?
Level premiums for life. The death benefit is return of premium plus interest for 3-years.
Level premiums and level death benefit.


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Old 07-25-2008, 12:47 AM   #55
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What is a graded premium?


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Old 07-25-2008, 02:35 AM   #56
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2112Greg on Guaranteed Issue FE at great rates - Insurance Agent Forum
 
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Damn, I could use this in Texas. Two cases come to mind immediately. Bummer it'll never be here...


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