Guaranteed Issue Life - Companies?

That Guy · 03-13-2009, 05:42 PM

I am looking for some companies that offer guaranteed issue life.

Term and Whole preferably.

Thanks!

nka245 · 03-13-2009, 08:38 PM

Google or use the search function here and you should find some people to help you

Newby · 03-13-2009, 09:23 PM

Originally Posted by That Guy

I am looking for some companies that offer guaranteed issue life.

Term and Whole preferably.

Thanks!

Americo, Presidential and all the funeral preneed companies (ForeThought, Monumental, NGL, FDLIC, Lincoln Heritage, Investors Heritage, Cincinnati Equitable etc.)

I never heard of a guaranteed issue term.

Insurace New Port Richey · 07-03-2009, 07:30 AM

Look for any of the Insurance agents near your area.

insagentmike · 07-03-2009, 07:37 AM

Presidential or Colorado Bankers life

TRK3031962 · 07-04-2009, 11:51 AM

CBL doesn't do guaranteed issue life. In order for it to be a true guaranteed issue, there should be NO health questions.

jody108 · 07-06-2009, 07:26 PM

What health questions does CBL ask that keeps it from being gaurunteed issue?

arnguy · 07-06-2009, 07:39 PM

Any!!!!

jody108 · 07-06-2009, 08:25 PM

Okay, let me rephrase it ... what are the questions ...

For instance, lincoln heritage will except pretty much everyone that doesn't have full blown aids ... i consider it gaurunteed issue because in south texas I don't run across Aids ... NEVER ...

I guess that would be harder in a place like SF or some other BIG Progressive cities ...

So is Aids the only thing for CBL or are there other illnesses that prevent approval?

Thanks

Newby · 07-07-2009, 12:18 AM

Originally Posted by jody108

okay, let me rephrase it ... what are the questions ...

For instance, lincoln heritage will except pretty much everyone that doesn't have full blown aids ... i consider it gaurunteed issue because in south texas I don't run across Aids ... NEVER ...

I guess that would be harder in a place like SF or some other BIG Progressive cities ...

So is Aids the only thing for CBL or are there other illnesses that prevent approval?

Thanks

Colorado Bankers does not offer anything even close to a guaranteed issue policy. They have knock outs for AIDS, hospitals, nursing homes, cancer last 2-years, heart surgery, heart attack etc.

Settlers is close. As long as no AIDS and not currently hospitalized or in a nursing home it's OK. That covers most anybody you want to write.