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59 yr old female, non tobacco, lives in Oklahoma, takes medication for allergies, hypertension, cholesterol, and depression never hospitalized. Looking for $25,000 guaranteed UL. Thanks ...
59 yr old female, non tobacco, lives in Oklahoma, takes medication for allergies, hypertension, cholesterol, and depression never hospitalized. Looking for $25,000 guaranteed UL. Thanks for any input.
Make sure there is nothing deeper on the depression. It is STD, if not better. Is it depression or anxiety? Go on compulife and quote her std. then submit. Without looking I would guess Genworth.
Originally Posted by freighttrain
59 yr old female, non tobacco, lives in Oklahoma, takes medication for allergies, hypertension, cholesterol, and depression never hospitalized. Looking for $25,000 guaranteed UL. Thanks for any input.
"It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is the most adaptable to change." Charles Darwin
Genworth and Trans will both take this (DB too low for most). Just ran one like this the other day....Trans will come in a little cheaper....use there TransACE. Probaby standard althouhg if the BP and Cholesterol are under control you could get preferred.....the depression will be the issue...I would run Standard to be safe.
59 yr old female, non tobacco, lives in Oklahoma, takes medication for allergies, hypertension, cholesterol, and depression never hospitalized. Looking for $25,000 guaranteed UL. Thanks for any input.
Why UL? Why not put her in a whole life? She could get a $25,000 whole life from RNA for $55/mo.
Yes...to age 120. Also has a guaranteed interest rate of 4%...not bad. does not accumulate much cash value, but I bet that is not what your client is looking for. Sounds like a final expense type of policy.
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