Health Choice One?

FLM · 12-22-2008, 07:35 PM

[quote=healthagent;62242]If you go through Health Choice One you're not trapped into the typical 6 month bull. They'll release you. quote]

That's not really the case unless it takes more than 5 email requests and 2 weeks to write a release letter for one contract with no business written to date.

healthagent · 12-22-2008, 07:44 PM

With no business written you typically don't even need a release.

Bitnis · 01-02-2009, 03:58 PM

What does it mean to not own your list of customers when contracting with a company like HCO?

How can this affect your business down the road?

healthagent · 01-02-2009, 03:58 PM

??? - with HCO you own your business from day 1.

Bitnis · 01-02-2009, 04:42 PM

Without posting word for word, I am referring to paragraph 8 and "customer lists" and "sole property" and "shall keep no copies thereof."

I'm just wondering what this means to me and my list of customers.

ScottHCO · 01-04-2009, 02:02 PM

[COLOR=black]This section has nothing to do with your lists of customers. [/COLOR]

[COLOR=black]HCO agents are 100% independent and own their own client lists. Section 8 was written in case we ever decide to furnish “Free Leads” to agents. Theoretically, if we paid for the leads, the leads would belong to us. Make sense? The wording is clear and indicates that if the client lists (leads) are furnished by HCO, they are owned by HCO. What you are referring to is completely different because you will be purchasing your own leads.[/COLOR]

[COLOR=black]We have not furnished leads to agents in the past and have no plans to do it in the near future. Basically that portion of sections 8 is meaningless. If it makes you feel more comfortable, you can cross that part out and initial it before you send it back. [/COLOR]

[COLOR=black]Scott[/COLOR]

bekaha · 01-15-2009, 02:46 AM

I have been looking into the best way to be totally independent. Going with HCO looks to have an awesome umbrella of products, support, and resources. Everyone here has provided great insight.

Thanks!

ATGROD · 01-28-2009, 12:22 AM

Does anyone know the difference between signing up with HCO or AHCP. Is one better or are they similar?

CPACINS · 01-28-2009, 08:49 AM

If you sign up with AHCP direct, you won't get your immediate release if you leave. Also, AHCP only covers certain carriers, while HCO has a broader selection.

2112Greg · 02-14-2009, 04:55 PM

Can someone tell me what HCO's contract is for Golden Rule? Commission rate and are advances available, etc?

robliano · 02-14-2009, 05:47 PM

Wassup fellow Rush fan!!

I may be wrong, but I believe it's 20% and yes, I know for sure they advance, as they also advance Humana, Assurant and I believe Aetna as well.

Originally Posted by 2112Greg

Can someone tell me what HCO's contract is for Golden Rule? Commission rate and are advances available, etc?

2112Greg · 02-14-2009, 06:24 PM

Excellent, Rushian! I'll be giving them a call on Monday to get appointed. It's not that I've been unhappy with my current arrangement, but seeing so many glowing reviews me thinks this will be a better way to go. And the GR contract is 1.5 points better than what I have now.

Ron Van D · 02-14-2009, 10:18 PM

Originally Posted by robliano

Wassup fellow Rush fan!!

I may be wrong, but I believe it's 20% and yes, I know for sure they advance, as they also advance Humana, Assurant and I believe Aetna as well.

I must listen to too much talk radio. I was trying to figure out what about his post tipped you off that he was a Limbaugh listener!

DUH!

robliano · 02-16-2009, 07:30 PM

That is funny!!!

Originally Posted by Ron Van D

I must listen to too much talk radio. I was trying to figure out what about his post tipped you off that he was a Limbaugh listener!

DUH!

chastain77 · 02-25-2009, 07:35 PM

I am considering getting started in the insurance industry. I am self motivated, hard working and have been in sales for about 7 years. I graduated with an insurance degree 8 years ago, but I have not taken any of my licensing tests yet. I am interested in HCO because of the freedom and entrepreneurial aspect of it. I know this is a million dollar question, but realistically what can someone expect to make their first year at HCO putting in 50-60 hours per week smiling and dialing on cold calls and pounding the pavement? Also does HCO have a good product and reputation that people will have a positive response to? Im considering calling scott but thought i would ask the people in the trenches first. thanks

liquidblue33 · 02-27-2009, 03:59 PM

Do a forum search, there is already a lot of threads in regards to HCO. I use them, they are a class act.

coachd · 04-28-2009, 05:31 PM

What carriers does HCO have? I am in IL

YouGotMyMoney · 04-29-2009, 01:19 AM

You might try googling "Health Choice One"...

Health Choice One - Careers Center

insurancemet · 06-24-2009, 12:24 PM

I don't understand, it has been mentioned that Health Choice one only does health and IHIAA does life but when you go to Health Choice it has life. Do these 2 work together?
...Also how does this compare to Coto/ EFinancial? Which would you recommend for someone new to be involve with? Anyone know who provides more training?

YouGotMyMoney · 06-24-2009, 01:01 PM

HCO is a GA/MGA that offers Health, Life and Med Supps.

IHIAA is an association. That offers training (limited as of late), a social network, discounts on leads, Norvax, CRM/Dialers, etc.