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Anyone Heard of USHealth Advisors?
- Thread starter heffhawk
- Start date
- 1,926
DUH......THE ONES THAT MOVE FORWARD!
Do you always talk in riddles?
- 389
- 1,926
Do you just act this way on this forum?
Great, I would like to know where I can get a legitimate Health plan for my family of 4 next year for even $1000, I could afford that too but its not happening not even close
Hell, I wouldnt mind paying $1500 if I didn't have to pay a $5K deductible or have a plan none decent children doc's take
Not happening 2017 go Obama go far away
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- 1,926
If your family is healthy have you looked at short term plans?
No we need full insurance, I would not do short term with kids, you never know when something comes up my youngest had tube in ears 2 years ago, didn't see that coming. I have few things and my wife went through a thing stomach 2 years ago
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Besides from what I understand with short term,not only does it not cover pre ex but you also still have pay penalty,
- 1,926
Curious as to why you wouldn't do short term with children? If no pre ex's itpays the same as others, at about a third the cost.
Because first you have a deductible with those plans anyway,
2nd if my son has anything with his ears then that could be an issue,
3rd less likely to be accepted by doc.
4th none of my sleep apnea will be covered and if my wife has any issues with her stomach and needs test that will not be covered
5th still have to pay a penalty which makes everything a waste of time
6th short terms don't always pay very easily or quickly at least that was the way it was when I sold them pre obama care
thats just off the top of my head. I am sure there is more if I really look into it but thats enough
Ohh And I forgot, as far as I remember they required you to pay bill and then submit to ins company like with indemnity.
Look Short terms are good for what they are designed for "Short Term' Ie between Jobs or moving or some transition type thing
- 1,926
Because first you have a deductible with those plans anyway,
of course, most all pland have deductibles
2nd if my son has anything with his ears then that could be an issue,
True, pre ex condition
3rd less likely to be accepted by doc.
Not true from the plans I have reviewed
4th none of my sleep apnea will be covered and if my wife has any issues with her stomach and needs test that will not be covered
True, pre ex
5th still have to pay a penalty which makes everything a waste of time
True, but if no pre ex ven paying the penalty premiums are often half that of exchange policy
6th short terms don't always pay very easily or quickly at least that was the way it was when I sold them pre obama care
Not been my experience at all
thats just off the top of my head. I am sure there is more if I really look into it but thats enough
Ohh And I forgot, as far as I remember they required you to pay bill and then submit to ins company like with indemnity.
Not the case with most carriers
Look Short terms are good for what they are designed for "Short Term' Ie between Jobs or moving or some transition type thing
Some will disagree, may be one option for folks that qualify and understand the advantages and disadvantages.
of course, most all pland have deductibles
2nd if my son has anything with his ears then that could be an issue,
True, pre ex condition
3rd less likely to be accepted by doc.
Not true from the plans I have reviewed
4th none of my sleep apnea will be covered and if my wife has any issues with her stomach and needs test that will not be covered
True, pre ex
5th still have to pay a penalty which makes everything a waste of time
True, but if no pre ex ven paying the penalty premiums are often half that of exchange policy
6th short terms don't always pay very easily or quickly at least that was the way it was when I sold them pre obama care
Not been my experience at all
thats just off the top of my head. I am sure there is more if I really look into it but thats enough
Ohh And I forgot, as far as I remember they required you to pay bill and then submit to ins company like with indemnity.
Not the case with most carriers
Look Short terms are good for what they are designed for "Short Term' Ie between Jobs or moving or some transition type thing
Some will disagree, may be one option for folks that qualify and understand the advantages and disadvantages.
