Buy Health W/prexist in Tennessee

ethansdog

New Member
1
I am trying to buy health insurance in tennessee. I went to the emergency room on 2/15/2017, doctor said muscle strain, but i am sure much worse. Orthopedics wont see me for 3 months, because of no insurance.
I exhausted all local insurance, help ..is this injury still considered pre-existing ?
I am self employed(farmer)
any help
 
Based on what you explained, that would be certainly viewed as pre-x by most any company that is not a part of the marketplace which has closed as of 1/31/2017 unless you have a special enrollment situation. Not sure there is a solution for you sadly which is the reason that you must always have health insurance at all times and not hope to game the system by buying only when you need it,which is unfair to everyone else. Wish you luck but that's a tough one.
 
ur injury happened less than a month ago and it is ongoing (hence the reason u trying to get insurance), so yes, it is a pre-existing condition. Sad to say but u may just have to live with it until next open enrollment for the ACA in Nov.
 
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