hummmmm.....look at what just hit the board......
Originally posted by Tone207
[br]I'm a consumer protection attorney with several fraud lawsuits pending against Mega, the NASE and their parent company, HealthMarkets. I've learned all about the HealthMarkets scam. It is clever and deceiving. Take a look at my website http://www.stuartlaw.us/evidence-locker.jsp
and you'll see some of the incriminating evidence I have uncovered.
If it's "insurance" you're looking for, you won't get it from these folks. "Insurance" means protection, and the way HealthMarkets (Mega, Mid-West and Chesapeak Life Ins. Co.) writes its policies, the only one protected from big bills is HealthMarkets. If this insurance were honestly presented to people, no one would ever buy it.
Clyde and Debbie Hart, Diablo, California
The medical group where the Harts preferred to receive their care decided not to maintain a contract with Blue Shield. So the Harts looked for new coverage that would permit them to continue with their existing doctors. An agent for a division of the Mid-West National Life Insurance Company of Tennessee delivered a three-hour sales presentation to them at work. During the presentation, the Harts went through their existing Blue Shield coverage line by line, and the agent assured them the Mid-West policy provided all the same coverage. The Harts decided to purchase the policy only after a second sales presentation. Then, when Clyde underwent a six-vessel cardiac bypass surgery, they learned the policy was not comprehensive. The Harts are now left with nearly $175,000 in costs the insurer will not cover. They are represented by Stuart Law Firm in an action for fraud against Mid-West, UICI, and the Alliance for Affordable Services
Darlene and Dave Henderson, Penn Valley, California
In April 2000, Darlene and Dave Henderson met with a salesman for the National Association for the Self-Employed who showed them the MEGA plan, which appeared to them to be a group PPO
similar to others they had seen. David Henderson required surgery for a life-threatening aneurysm and a subsequent colostomy at a total cost of over $190,000. They learned the policy was not a group policy, and that its maximum benefits were very low in relation to typical medical expenses. MEGA paid just 14% of Daves medical expenses. Dave complained to the salesman, who said not to tell anyone. I could lose my license, the salesman said. The Hendersons case against MEGA and the National Association for the Self-Employed is scheduled for trial in Nevada Superior Court in May 2006. They are represented by Stuart Law Firm.
Linda and Jerry Hopkins, Hawthorne, California
After Jerry and Linda Hopkins purchased their MEGA policy in October 2004, Linda was diagnosed with stage-three ovarian cancer. She underwent surgery at a local medical center, where her bills totaled $250,000. Of this amount, MEGA agreed to cover $20,000. At the medical center, Jerry Hopkins was told there were four others in the cancer ward with the same insuranceand the same problem. Later, when Lindas cancer returned, the medical center told Jerry it would be unable to provide the treatment she needed because her coverage was so poor. The Hopkins have retained Stuart Law Firm and are asserting a claim for fraud and violation of California s Consumer Legal Remedies Act.