Options for 68 Year Old

[bluemarlin08]

Lady with MS, 68, has individual BC no Medicare because she took a drug that cost 6000 per month and Medicare didn't cover. BC is pulling her policy 12/31 due to leaving the market area. Medicare said she can't get coverage till July 2017.

 

[BeeSelective]

10% late enrollment penalty on part b for each 12 months she wasn't enrolled?

 

[bluemarlin08]

Discovered she can get on the ACA temporarily.

 

[timamr]

dude, she has got to be tickled pink with u helping her out with those expensive meds! Poor lady was probably about to have a heart attack worrying bout everything. Again, congrats for helping her!

 

[junkman]

There are special rules for MS. A client of mine had it after he sold his company. I forget the details but there are MS organizations that make the information readilly available.