Short Term Plans that Will Accept Kidney Stones

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bluemarlin08

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Understand that kidney stones would be a pre ex, but any companies that would take? Kick out with Golden Rule and National General.
 
I was under the impression that no STM plan will cover pre-x. Some may not ask any health questions on application, but still not cover a claim if it was a pre-x after they go look back. I could be wrong. I'd def. read over everything to make sure.
 
Pre ex go back 12 to 24 months, the client passed a stone 2 years ago no further problems and perfect health. My carriers, UHC and NG, kick the client off if they answer yes to ever had kidney problems. Client needs the lower premium or will lose coverage on ACA.
 
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