Time Issues Coverage when Stents Are in Place

[somarco]

Got a call from a lady that said her mom & dad have Time and the premium is astronomical.

Nothing earth shattering about that.

Then she said they were 62 & 63. Four years ago both had stents inserted due to blockage and both were placed on Zocor & Toprol. Neither are smokers, but mom is 5' 2" and 190#.

A year after getting the stents they got a policy with Time with "a really high deductible".

A year after the policy was issued, dad had a second stent. (I was still in shock over getting coverage that I neglected to ask if Time covered stent #2).

I don't know of a single carrier that will issue coverage when stents are in place, much less a year after the surgery.

Is this routine for Time or did someone pull a fast one and get away with it?

 

[HealthGuy]

Something smells very rotten here. Smells like BS.

 

[somarco]

Pretty much what I thought as well. Trying to confirm this with my rep. He only responds when I throw things at him since he knows I am good for maybe a couple of cases a year. Got tired of him calling every other month to tell me how competitive they were and GA was the #2 state for new biz.

Figured he was on crack.

 

[moonlightandmargaritas]

Got tired of him calling every other month to tell me how competitive they were and GA was the #2 state for new biz.

No credibility - it's common knowledge nationwide that Georgia is #3 for new biz. Good lord.