Originally Posted by AllenChicago
Here is an Amendment. Free market health insurance for anybody who wants it and can qualify for it. Medicare for those who are turned down by health insurance and can pay the 300 to $600 a month cost. Medicaid for everyone else.
Some valid points, but that doesn't do much to control costs and make them more transparent. We already have damn near free health insurance for people who qualify from a federal level. The states decide what to do at that point....Medicaid/CHIPS/etc. So how exactly does the GOV distinguish between somebody getting free health insurance or Medicaid vs what they already do now?
Buying into Medicare is a great idea and I fully support it, but good luck telling most consumers they will pay $300-$600 a month to cover 80% of expenses p/person until they reach 65. Does that include dental? Is that per month?
Consumer: "WOW that GI Medigap plan is $400 a month too, how do I get one of those free Medicare plans?"
Agent: "I'm glad you asked!"
The good news is that Medicare reimbursement rates are transparent, although they aren't streamlined and easily understood. Generally speaking, it also really doesn't matter for most people because they don't care. YMMV
One good thing that I liked about companies after ACA was implemented is how they provided some examples for pregnancy costs in brochures. GREAT, now include heart attack, stroke, cancer examples too for under 65/over 65 folks.