Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum

Reply to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.     
Old 08-02-2017, 02:57 PM   #61
Guru
 
Join Date: Oct 2010
Posts:9,676
State: Yagents is an Insurance Agent from Undisclosed Location
Yagents is a member of 5000 posts Super VIP club
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. Re: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Anthem (mostly) OUT of Kali

Covered California premiums will rise 12.5%, and Anthem Blue Cross cuts coverage - LA Times

----------

HC.gov ex chief jumps to Centene.........a power combo. Centene is going for the throat to be exclusive provider in many counties. A 3-5 year monopoly.

https://www.vox.com/policy-and-polit...ntene-counihan
------------------------------------
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Old 08-02-2017, 03:38 PM   #62
Guru
AllenChicago on ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
 
Join Date: Jul 2010
Posts:8,239
State: AllenChicago is an Insurance Agent from Illinois
AllenChicago is a member of 5000 posts Super VIP club
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. Re: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. AllenChicago is the thread starter for: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.

Centene Celtic ambetter has horrible plans here in Illinois. HMO only and just 9 of the 110 hospitals in the Chicago metro area are included in network.

But they are 30% Cheaper Than Blue Cross. If someone asks for ambetter, I send them to healthcare.gov.
------------------------------------
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Old 08-02-2017, 05:55 PM   #63
Super Genius
 
Join Date: Apr 2012
Posts:239
State: BeeSelective is an Insurance Agent from Virginia
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. Re: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Did the rates increase enough for the companies to pay $12.00 a month commission? Lol
------------------------------------
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Old 08-03-2017, 01:35 AM   #64
Guru
tonyisme on ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
 
Join Date: Jun 2013
Posts:497
State: tonyisme is an Insurance Agent from Undisclosed Location
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
This might be starting to affect the Auto industry. When your health insurance premium exceeds your mortgage then it has to have an effect
------------------------------------
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Old 08-03-2017, 07:57 AM   #65
Guru
somarco on ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
 
Join Date: Sep 2006
Posts:26,348
State: somarco is an Insurance Agent from Georgia
somarco is a member of 5000 posts Super VIP club
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. Re: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Almost all of my now former clients saw their health insurance premiums exceed their mortgage in 2014 & 2015. Some are now paying in xs of $2500 per month. Those same clients were paying around $500 monthly for better coverage prior to 2014

------------------------------------
The doctor is in. Five cents please.
Georgia Medicare Plans
GA Medicare Supplement Rates
(404) 252-5859
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Old 08-03-2017, 11:11 AM   #66
Guru
 
Join Date: Mar 2012
Posts:555
State: junkman is an Insurance Agent from Tennessee
ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. Re: ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Originally Posted by somarco View Post
Almost all of my now former clients saw their health insurance premiums exceed their mortgage in 2014 & 2015. Some are now paying in xs of $2500 per month. Those same clients were paying around $500 monthly for better coverage prior to 2014
People I know in similar situations are bailing to something else unless they have in excess of $2,000,000 in assets excluding their home. Those at $1.5M are on STM, association or religious plans. Most are old and nearing Medicare. All are wondering what the options for 2018 & 2019 will be.

Take only $20,000 in 2017, BCBST is asking for a 21% rate increase which puts the premium at $24,200. Added together that comes to ~ $45,000 for 2 years which will pay for a hip or knee replacement. Buying insurance would have them at the same cost + the out-of-pocket.

Hopefully, Congress will admit that we're not going back to underwriting and pre-ex and do what the carriers know is necessary to run a block of business. It looks like that is a false hope - for now - but mid-term elections will be here soon. Who wants to be the 1st out the door?
------------------------------------
  Reply With Quote to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Reply to ACA ObamaCare 2018 - Rules, Premiums, Info, Etc. 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum




Similar Threads with ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.
Thread Thread Starter Forum Replies Last Post
The Current State Of ObamaCare - ACA AllenChicago Health Care Reform Forum 569 10-15-2016 07:23 AM
Alabama Mom's ObamaCare Horror Story Gives America a Glimpse of Government-Run Healthcare Duaine Health Care Reform Forum 6 01-07-2014 02:22 PM
Is There Any Value In ACA (Obamacare) Related Domains? Liz Health Care Reform Forum 1 10-01-2013 08:07 PM
ACA 2014 Premiums Announced AllenChicago Vermont 4 07-31-2013 10:26 PM
Increased Premiums by PPACA Ann H Health Care Reform Forum 16 01-24-2013 10:55 PM



All times are GMT -5. The time now is 08:39 AM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
Nothing - No ACA fixes - status quo
29.82 %
HHS Rulings and band aid bills
17.54 %
Hail Mary repeal and/or replace bill
17.54 %
A bipartisan bill to fix ACA
35.09 %

Voters: 57. This poll is closed