Originally Posted by Yagents
Your going to see open enrollment period instituted to avoid this scenario. Pay the small the penalty, buy a cheap accident policy, and you're on your way to gaming the system.
Whose got more game?
If the open-enrollment period is the same month(s) in the year for all the carriers, it would be an effective deterrent to those who want to "game" the system, IMO
If you let each company choose its own open-enrollment period, there will always be some company on the exchange that will accept you in any given month.