Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum

Reply to Ghost Town Reform Forum     
Old 07-15-2017, 12:42 PM   #31
Guru
 
Join Date: Jun 2013
Posts:623
State: kstein is an Insurance Agent from
Ghost Town Reform Forum
Originally Posted by kgmom219 View Post
Link to where CMS updates carrier participation:

https://www.cms.gov/CCIIO/Programs-a...rage-Maps.html
How do you find the carriers names?
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Old 07-15-2017, 01:21 PM   #32
Guru
somarco on Ghost Town Reform Forum
 
Join Date: Sep 2006
Posts:26,339
State: somarco is an Insurance Agent from Georgia
somarco is a member of 5000 posts Super VIP club
Ghost Town Reform Forum Re: Ghost Town Reform Forum
Since the map is just a projection I doubt having carrier names would be useful.
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Old 07-15-2017, 06:12 PM   #33
Guru
 
Join Date: Mar 2012
Posts:552
State: junkman is an Insurance Agent from Tennessee
Ghost Town Reform Forum Re: Ghost Town Reform Forum
@FLM: those are real numbers except we need more to offset the high claim people . 90% are undressed $5,000 which means the HDHP plans pay nothing except the wellness visit for most people. I look at them as a self funded plan with a $5,000 spec x2 family agg. Wellness was put in by the carriers because it gives them data and reduces claims. I hear ignorant politicians complaining about free anything including condoms. Kids **** a lot but it takes a long time to run through $5k in condoms or $500k for a premee. Cheaper to buy the raincoat.

@Ann, 2018 will be worse for those over subsidy level. We're looking at a 40% or higher renewal after a 60-100% renewal last year. There are no even decent alternatives and less options than last year. The real pisser is that any congressman could pick up the phone and talk to any carrier to get info on what needs to be done.
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Old 07-16-2017, 07:11 AM   #34
Guru
kgmom219 on Ghost Town Reform Forum
 
Join Date: Apr 2013
Posts:4,829
State: kgmom219 is an Insurance Agent from Texas
kgmom219 is a member of 1000 posts VIP club
Ghost Town Reform Forum
Originally Posted by kstein View Post

How do you find the carriers names?
You guess. Its based on either states that have already requiring filing or last years companies, eliminating/adding based on announcements for 2018.

In Texas, Prominence pulled out, so those counties show 1 carrier.

Oscar is going to Austin this year, so that county shows 4 (up from 3).

FYI-the blue map thats floating around, produced by Bloomberg, isn't accurate.

2018 will be a repeat, with more carrier compression. Especially, off exchange.

We need to hold EHB, pre ex for no MEC and give the carriers stop loss at $50K (I think. 100K? I'm not an actuary!) on individual plans.

DC has done nothing for 2018. And I doubt anything will be done at all until after the midterms.

------------------------------------
Good things don't come to those who wait. They come to those who work their butts off and never give up.

Last edited by kgmom219; 07-16-2017 at 07:18 AM.
  Reply With Quote to Ghost Town Reform Forum
Old 07-16-2017, 02:07 PM   #35
Guru
taterpeeler on Ghost Town Reform Forum
 
Join Date: Nov 2006
Posts:6,909
State: taterpeeler is an Insurance Agent from Texas
taterpeeler is a member of 5000 posts Super VIP club
Ghost Town Reform Forum Re: Ghost Town Reform Forum
like i have said before...... control the cost out and you control the cost and fix all problems.... Think abut it......let it simmer and it will hit you
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Old 07-16-2017, 06:38 PM   #36
Guru
somarco on Ghost Town Reform Forum
 
Join Date: Sep 2006
Posts:26,339
State: somarco is an Insurance Agent from Georgia
somarco is a member of 5000 posts Super VIP club
Ghost Town Reform Forum Re: Ghost Town Reform Forum
doubt anything will be done at all until after the midterms
Obamacare will be a smoldering mess by then. Regardless of what happens in 2018, and I really don't care any more, it will be 2019 before we have Medicaid for all. (Except those who are on Medicare, VA, FEHB or group).

------------------------------------
The doctor is in. Five cents please.
Georgia Medicare Plans
GA Medicare Supplement Rates
(404) 252-5859
  Reply With Quote to Ghost Town Reform Forum
Old 07-16-2017, 08:25 PM   #37
Guru
kgmom219 on Ghost Town Reform Forum
 
Join Date: Apr 2013
Posts:4,829
State: kgmom219 is an Insurance Agent from Texas
kgmom219 is a member of 1000 posts VIP club
Ghost Town Reform Forum Re: Ghost Town Reform Forum
Originally Posted by somarco View Post
Obamacare will be a smoldering mess by then. Regardless of what happens in 2018, and I really don't care any more, it will be 2019 before we have Medicaid for all. (Except those who are on Medicare, VA, FEHB or group).
Which means Scott is going to be insufferable with those 2 person groups....



------------------------------------
Good things don't come to those who wait. They come to those who work their butts off and never give up.
  Reply With Quote to Ghost Town Reform Forum
Old 07-16-2017, 10:14 PM   #38
Guru
STIBROKER on Ghost Town Reform Forum
 
Join Date: Sep 2006
Posts:9,810
State: STIBROKER is an Insurance Agent from Texas
STIBROKER is a member of 5000 posts Super VIP club
Ghost Town Reform Forum Re: Ghost Town Reform Forum
Originally Posted by kgmom219 View Post
Which means Scott is going to be insufferable with those 2 person groups....

anyone can form a LLC......HAHAHAHAHAHA

  Reply With Quote to Ghost Town Reform Forum
Old 07-17-2017, 05:52 AM   #39
Guru
 
Join Date: Mar 2012
Posts:552
State: junkman is an Insurance Agent from Tennessee
Ghost Town Reform Forum Re: Ghost Town Reform Forum
Originally Posted by STIBROKER View Post
anyone can form a LLC......HAHAHAHAHAHA
Unfortunately can't write husband/ wife with anything less than full C Corp in TN. Most of the loopholes are gone. Quickest way forward is for every congressman to enroll and pay the full premium taxable and unsubsidized. They need to feel the pain.

Are there any decent associations or religious plans that have been found?
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Old 07-17-2017, 11:38 AM   #40
Guru
 
Join Date: Jan 2015
Posts:539
State: TN_agent is an Insurance Agent from Tennessee
Ghost Town Reform Forum Re: Ghost Town Reform Forum
In TN going to be BCBSTN for most of the state. I don't even want to think about the rate increases they will be asking for to get them to expand back into the greater Knoxville area.

I hear Oscar is coming into the greater Nashville area, don't know if it is on-ex though. The counties in upper East TN with 2 carriers would be Blue Cross and Cigna I believe.
------------------------------------
  Reply With Quote to Ghost Town Reform Forum
Reply to Ghost Town Reform Forum 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum




Similar Threads with Ghost Town Reform Forum
Thread Thread Starter Forum Replies Last Post
New Forum Format Has Launched Sam Announcements 50 09-24-2013 02:53 PM
Changes to the forum Sam General Insurance Agent Discussions 40 05-07-2008 11:43 PM
The new forum is live! Sam General Insurance Agent Discussions 3 04-20-2007 01:05 AM
The forum policy on New Members posting ads and links Sam Announcements 0 03-28-2007 09:17 AM



All times are GMT -5. The time now is 04:05 AM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
Nothing - No ACA fixes - status quo
29.82 %
HHS Rulings and band aid bills
17.54 %
Hail Mary repeal and/or replace bill
17.54 %
A bipartisan bill to fix ACA
35.09 %

Voters: 57. This poll is closed