MLR Revisited

JosephDeacon

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I received this from my state OIC; it appears that the MLR situation is going to be revisited. Thoughts?

Just a FYI but something I am sure you all are very interested. Take care.

House Energy and Commerce Subcommittee Hearing on MLR and Agents/Broker Commissions

The House Energy and Commerce Health Subcommittee will hold hearing on H.R. 1206, a bill that would remove agent and broker commissions from the MLR calculation. Janet Trautwein of the National Assoc of Health Underwriters and Steve Larsen of CCIIO are scheduled to testify. You can follow the hearing on the Internet at the address provided below. Attached is an article from AM Best on the hearing.

House Energy and Commerce Subcommittee on Health
Thursday, September 15
10am EDT
"Cutting the Red Tape: Saving Jobs from PPACA's Harmful Regulations"
Committee on Energy and Commerce, Republicans : Hearing :: Cutting the Red Tape: Saving Jobs from PPACA
 
When a STATE asked to be "opted-out" of the MLR as described in the article from Michigan, House Energy and Commerce Committee Republicans Press Release :: Committee Chairmen Call for Health Care Law Waiver , does it mean that any health insurance company doing business in the state of Michigan will not have to comply with the MLR...or just the health insurance companies that are domiciled in Michigan.I must admit, these MLR waivers totally confuse me. The article says that 5 states have already been granted waivers. I wish these articles would go into more depth about the scope of MLR state-waivers granted by HHS. Hey..why are these sentences all running together and the paragraph breaks not working? Is it a forum issue, or has my IE9 quit working properly with this forum? Still works fine elsewhere... hmmm. -Allen
 
You're confused? How do you think the folks that passed this bill in order to know what was in it feel?
 
I just don't see the MLR getting repealed.

Barry is not going to allow that to happen.

The entire law is going to have to be repealed.
 
So far there are FAR more negatives to this law than positives. Clients are asking me why health reform is not stopping their premiums from increasing.

I have to tell them that the 5 year goal of Obamacare is to destroy the health insurance industry and replace it with Socialized Medicine. In 2005 Senator Obama described the path to incrementally achieving 100% Government Coverage for all, and it's exactly the sick scenario we're seeing unfold today.
 
I just don't see the MLR getting repealed.

Barry is not going to allow that to happen.

The entire law is going to have to be repealed.

Becomes closer to a reality every day when unemployment stays high and wages don't rise.
 
Becomes closer to a reality every day when unemployment stays high and wages don't rise.

You're right about that! His disapproval rating is still getting bigger. Obama's disapproval rating hits new high - CNN.com

Washington (CNN) -- President Barack Obama's disapproval rating has reached a new high of 55% while the number of Americans who think he is a strong leader has dropped to a new low, 48%, according to a CNN/ORC poll released Tuesday.


And a familiar pattern in public opinion on Obama again asserts itself: Americans don't like his track record on major issues while they continue to like him personally. Nearly eight in 10 respondents say Obama is likeable; large majorities believe he is compassionate, hard-working, and has a vision for the country's future. Three-quarters think he fights for his beliefs.


But only 39% approve of how he is handling unemployment, and just 36% approve of the way he is handling the economy, not surprising when more than eight in 10 think the economy is in poor shape.
Opinion on Obama's economic track record is mixed, however. While fewer than one in 10 (9%) think his policies have made the economy better, about four in 10 (39%) credit them with preventing the economy from being even worse than it is today. On the other side, 37% say Obama has made economic conditions worse. Fifteen percent think his policies have had no effect.


Overall, 55% now say they disapprove of how he is handling his job as president. That's one point higher than the 54% disapproval rating he routinely hit in polls taken in July and August. Forty-three percent now say they approve of how Obama is handling his job overall. That is not an all-time low for him; he hit 42% a year ago. Six in 10 say Obama has fallen short of their expectations.


Those numbers are not great, but they're way better than the 15% who approve of how Congress is handling its job.

One piece of good news for Obama is that his standing among the Democratic base has turned the corner after a drop in the wake of the debt ceiling agreement. The number of Democrats who wanted the party to renominate Obama dropped to an all-time low of 70% in early August, but it rose to 72% in the previous poll and 76% in the current survey.


The poll was conducted for CNN by ORC International September 9-11, with 1,038 adult Americans questioned by telephone. The survey's overall sampling error is plus or minus 3 percentage points. The sampling error for the question asked only of Democrats is plus or minus 4.5 percentage points.
 
You're right about that! His disapproval rating is still getting bigger. Obama's disapproval rating hits new high - CNN.com
hahahaha....its like Bidden is thinking..."something around here stinks...."

t1larg.obama.approval.gi.jpg
 
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