How would I go about signing him up for a 9-1-2017 effective date?
His current COBRA
is still active until 9-12-2017 and therefor he is not eligible for an SEP enrollment until the date of loss which is 9-12-2017.
HHS Guidelines for SEP for loss of Cobra benefits states:
Coverage Effective Dates
[B]If a plan selected before loss : 1st day of the month following loss of previous coverage.
[B]If a plan selected after Loss : 1st day of month following plan selection.
Basically he is not eligible for an SEP Enrollment until his Loss date on 9-12-2017.
Am I missing something here?
All 4 of the insurer's I contacted have stated because his loss occurs on 9-12-2017 the earliest effective date the client can get is the 1st of the month following the loss which would be 10-1-2017. Loss of coverage is on 9-12-2017. They also indicated they do not do mid month effective dates unless its a child birth or court ordered.
Not sure how Sherpa can skirt this and give him an effective date prior to his current plan loss date.