Those Were the Days.......

[Yagents]

Current client, the 30yr old wife, owns a Assurant 2850 ded then 100% HSA PRE-ACA AZ plan with me (NON GF) for $130/mo.

Husband, who is also 30, loses group coverage and asks me his options.

1. Add him to her plan, deductible goes to $5700 family deductible, additional cost would be $90/mo with underwriting for $220/mo total price for both.
2. vs. a new ACA plan w/ Assurant 3500 HSA = $238/mo for just himself.

A $140/mo difference !!

Hmm.......those were the days

I still can't find anyone hurt by this law.

 

[houcoogster]

I still can't find anyone hurt by this law.

Have you talked to Rick? Last I heard he was seriously hurt, not sure where.

 

[DS4]

Is the provider network the same GF vs Non GF?

 

[Yagents]

Is the provider network the same GF vs Non GF?

Yes, same exact Aetna ASA PPO network

 

[unic.consulting]

Yes, same exact Aetna ASA PPO network

So are there any other benefit changes or are they just charging more because they can?

 

[Yagents]

You need to read what I wrote in initial post, and also pay attention to the thread title.

One is a PRE-ACA Non GF plan, and the other is an OFF Exch ACA plan.

If you don't know the differences in coverage (maternity, pre-ex), then I can't help yah

 

[unic.consulting]

You need to read what I wrote in initial post, and also pay attention to the thread title.

One is a PRE-ACA Non GF plan, and the other is an OFF Exch ACA plan.

If you don't know the differences in coverage (maternity, pre-ex), then I can't help yah

Some Pre-ACA plans had maternity, etc... I have to admit, I don't have to worry about those here in MA since we already had those.

 

[Yagents]

Yup, your state is definitely a different world.