Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE


Go Back   Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum

View Poll Results: Where do we go from here? POLL
Nothing - No ACA fixes - status quo 17 29.82%
HHS Rulings and band aid bills 10 17.54%
Hail Mary repeal and/or replace bill 10 17.54%
A bipartisan bill to fix ACA 20 35.09%
Voters: 57. You may not vote on this poll

Reply to Where Do We Go from Here?  POLL     
Old 07-21-2017, 06:56 AM   #21
Guru
 
Join Date: Mar 2012
Posts:555
State: junkman is an Insurance Agent from Tennessee
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by Yagents View Post
Students........what we have here is a far left comment, followed by a far right comment.

The right defines a fail as prices doubling and carrier options dwindling from 14 down to 1.

The left defines success as survival, by having at least 1 option, and huge APTC to offset the premium doubling.

You decide.

----------

And, I think it's cute that there's some folks who are hopeful for the smell of bipartisanship.
I consider both of those as fails. Apparently that proves how centrist I am.

Seven years and no plan. We need everyone enrolled to cut per member premium. That's all. Mandate didn't work as was expected.

I had 7yr old child on an underwritten plan for $36/month for $5000 ded 100% plan. Premiums went to over 200/month at age 15 under ACA. Single mother makings $20k aint gonna pay $7200 before tax, food and rent for 3 kids. We might as well admit it and get them out of the ER.

Our healthcare procedure prices are stupid high. Dentist wants $1200 for a crown which is a nickel worth of ceramic and an hr of work. Hips and knees are upwards of $50,000.

That's the price of the a bought and paid for Congress.
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-21-2017, 09:22 AM   #22
Guru
taterpeeler on Where Do We Go from Here?  POLL
 
Join Date: Nov 2006
Posts:6,911
State: taterpeeler is an Insurance Agent from Texas
taterpeeler is a member of 5000 posts Super VIP club
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by junkman View Post
I consider both of those as fails. Apparently that proves how centrist I am.

Seven years and no plan. We need everyone enrolled to cut per member premium. That's all. Mandate didn't work as was expected.

I had 7yr old child on an underwritten plan for $36/month for $5000 ded 100% plan. Premiums went to over 200/month at age 15 under ACA. Single mother makings $20k aint gonna pay $7200 before tax, food and rent for 3 kids. We might as well admit it and get them out of the ER.

Our healthcare procedure prices are stupid high. Dentist wants $1200 for a crown which is a nickel worth of ceramic and an hr of work. Hips and knees are upwards of $50,000.

That's the price of the a bought and paid for Congress.

I do not agree with the blanket comment bought and paid for congress however I do agree, suprisingly with the rest of the junkyard dogs remaining comments.... which brings me back to this:

Control the cost and you control the cost, problem solved.

Health Insurance is nothing more than "a line of credit" extended to the client, nothing more, nothing less, period. If you control the cost(provider fees) you control the cost(insurance premiums), its about that simple.

------------------------------------
I can't spell, I can't write..... and I can't be bothered if you dont like it.

Texas Health Insurance

Texas Medicare Supplement
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-21-2017, 10:03 AM   #23
Guru
kgmom219 on Where Do We Go from Here?  POLL
 
Join Date: Apr 2013
Posts:4,832
State: kgmom219 is an Insurance Agent from Texas
kgmom219 is a member of 1000 posts VIP club
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by taterpeeler View Post
I do not agree with the blanket comment bought and paid for congress however I do agree, suprisingly with the rest of the junkyard dogs remaining comments.... which brings me back to this:

Control the cost and you control the cost, problem solved.

Health Insurance is nothing more than "a line of credit" extended to the client, nothing more, nothing less, period. If you control the cost(provider fees) you control the cost(insurance premiums), its about that simple.
What Tater said.

Hence, TX docs make a lot more than AZ docs, so the premiums are priced accordingly.

(And the 25% uninsured rate also drives up our premium, but lets not go there)

------------------------------------
Good things don't come to those who wait. They come to those who work their butts off and never give up.
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-21-2017, 10:08 AM   #24
Guru
 
Join Date: Apr 2016
Posts:383
State: Key2Success is an Insurance Agent from Undisclosed Location
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by kgmom219 View Post
what tater said.

Hence, tx docs make a lot more than az docs, so the premiums are priced accordingly.

(and the 25% uninsured rate also drives up our premium, but lets not go there)
it's much higher that 25%
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-22-2017, 12:39 PM   #25
Guru
 
Join Date: Mar 2012
Posts:555
State: junkman is an Insurance Agent from Tennessee
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Look for groups with 50% participation. Get a census of all, quote the entire population. Likely the young have opted out. Keep total employer contribution the same or slightly lower than most recent or next renewal offer.

Also, groups that termed and dumped everyone onto ACA are good prospects.

Then we only need to deal with trend. Paid for Congress isn't much help there. We do not want carriers to write stripped down plans or we'll be back to pretending to be covered. I'd rather not have coverage for $0 than think I do for real $$.
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-25-2017, 01:25 PM   #26
Guru
 
Join Date: Oct 2010
Posts:9,676
State: Yagents is an Insurance Agent from Undisclosed Location
Yagents is a member of 5000 posts Super VIP club
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL Yagents is the thread starter for: Where Do We Go from Here?  POLL

Seems only 2 people (7% of total) bet on repeal and/or replace being passed.

We'll find out today in the Senate, starting soon. GO CSPAN !

----------

The games begin......again. CSPAN2
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-25-2017, 01:57 PM   #27
Guru
 
Join Date: Mar 2012
Posts:555
State: junkman is an Insurance Agent from Tennessee
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Best idea as fall back position is to simply implement the same insurance options as Congress. We haven't paid for the wars. Why bother to pay for the healthcare implementation? McCain shouldn't have government paid for brain surgery while my friend dies because she's dropped under the crap the Repubs come up with.

Sorry to see McCain go. Still, he shouldn't continue to be the swing vote. Trump and even my Congressman DesJarlais I have less regard for.
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-25-2017, 08:31 PM   #28
Guru
 
Join Date: Apr 2016
Posts:383
State: Key2Success is an Insurance Agent from Undisclosed Location
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by junkman View Post
Best idea as fall back position is to simply implement the same insurance options as Congress. We haven't paid for the wars. Why bother to pay for the healthcare implementation? McCain shouldn't have government paid for brain surgery while my friend dies because she's dropped under the crap the Repubs come up with.

Sorry to see McCain go. Still, he shouldn't continue to be the swing vote. Trump and even my Congressman DesJarlais I have less regard for.
Do you need a tissue?
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-27-2017, 08:15 AM   #29
Guru
 
Join Date: Mar 2012
Posts:555
State: junkman is an Insurance Agent from Tennessee
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by Key2Success View Post
Do you need a tissue?
Almost. And I'd rather deal with McCain than the current no-integrity idiot in chief.
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Old 07-27-2017, 10:45 AM   #30
Guru
 
Join Date: Apr 2016
Posts:383
State: Key2Success is an Insurance Agent from Undisclosed Location
Where Do We Go from Here?  POLL Re: Where Do We Go from Here? POLL
Originally Posted by junkman View Post
Almost. And I'd rather deal with McCain than the current no-integrity idiot in chief.
Are you a racist?
------------------------------------
  Reply With Quote to Where Do We Go from Here?  POLL
Reply to Where Do We Go from Here?  POLL 

  Insurance Agent Forum > Insurance Forums > Insurance Agents and Brokers Forum > Health Care Reform Forum




Similar Threads with Where Do We Go from Here? POLL
Thread Thread Starter Forum Replies Last Post
Insurance Brands of the Year Revealed in New Harris Poll Brian Anderson General Insurance Agent Discussions 1 06-22-2017 11:47 AM
Insurance Forums Weekly Poll axeman462 General Insurance Agent Discussions 4 02-21-2015 08:12 PM
Poll: Many Still Struggle to Pay ObamaCare Premiums Duaine Health Care Reform Forum 0 06-19-2014 01:23 PM



All times are GMT -5. The time now is 06:50 AM.

Forum enabled with vBulletin®
Copyright ©2000 - 2017, vBulletin Solutions, Inc.


Join the Forum - It's FREE

Share This Page



Weekly Poll

Where do we go from here? POLL
Nothing - No ACA fixes - status quo
29.82 %
HHS Rulings and band aid bills
17.54 %
Hail Mary repeal and/or replace bill
17.54 %
A bipartisan bill to fix ACA
35.09 %

Voters: 57. This poll is closed