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Reply to Why is Part A Considered MEC?     
Old 08-08-2017, 02:18 PM   #1
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traceyemoon on Why is Part A Considered MEC?
 
Join Date: Apr 2016
Posts:99
State: traceyemoon is an Insurance Agent from Pennsylvania
Why is Part A Considered MEC? Why is Part A Considered MEC?
I looked, I didn't see a previous thread, kinda surprised.

How is Medicare Part A considered to be Minimum Essential Coverage? There are no Medical benefits to speak of. Have a guy collecting SSI/SSD who is 61, no part B as he is waiting until 65. (Another can o' worms for another time, there are tons of threads about this).

But he wants ACA coverage with his wife, which he has had since the beginning of this whole mess. He sent them a coverage letter and copy of Medicare ID two years ago showing that he had no Part B & got a letter that he was eligible to have ACA with tax credits. (No, I was not his agent yet)

But for 2018 and prior to his getting the Tax credits pulled. What is an agent to do?

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T.E.Moon

“The best time to plant a tree was 20 years ago. The second best time is now.” – Chinese Proverb
  Reply With Quote to Why is Part A Considered MEC?
Old 08-08-2017, 02:36 PM   #2
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Join Date: Jan 2015
Posts:544
State: TN_agent is an Insurance Agent from Tennessee
Why is Part A Considered MEC? Re: Why is Part A Considered MEC?
It was written into the law that way, that is the short and easy answer.

Otherwise everyone who is old and poor would drop Medicare A/B and go on Obamacare because it is more generous if less than 250% FPL. CSR plans are way lower OOP, no donut hole, formularies more conprehensive, etc. Premiums are also lower than Part B premiums usually.

Someone at HC.gov screwed up when they looked at his documents and sent that letter.
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