Call it a sign, miracle, luck, etc., but this is great timing considering the following after logging in and seeing this thread....
Reply to Topic Will You Offer Health Ministry Plans in 2018 Insurance Forums.png
There is absolutely nothing wrong with offering these products, but they should be used as a last resort. Adding accident/dvh/critical illness plans is GREAT from a sales perspective. However, if you're billed $500K, your plan medical expenses (hello balance billing) limits it to $10K and your CI policy pays out $10K, then you're basically SOL for the rest. The good news is the Agent made anywhere from 40%-120% on the 1st year advance of those policies.
I'd LOVE to hear the qualification process since I'm sure there are a few "gems" to answer.
-How often do you, your wife, children visit the doctor? What are their names?
-What is your household income?
-Do you accept Jesus into your life?
-How many times have you and/or your spouse been married? Oh you've been divorced...I see.
-How often do you attend Church?
Well, I've got a GREAT plan for you. It covers mostly everything AFTER a 12 month waiting period, excluding basic preventative stuff, which is covered from day one. But if you wanna get pregnant you gotta wait 24-36 months and the birth MUST be pre-authorized, so we can verify everybody loves Jesus.
I almost forgot, there is a nominal $495 application fee, but we can spread that out over 12 months to make things easier. We take Visa, MC or Checking/Account.
But if you buy TODAY, you can take advantage of the "Faith Payment System!" All that means is that we pay the application fee for you the 1st year, but it'll double the 2nd year unless you donate 15% of your earnings every week...The Pastor/Minister will be verifying your attendance and tax return once a year!