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View Poll Results: Will you offer Health Ministry Plans in 2018?
Yes, because it's a great solution 3 13.04%
Yes, but reluctantly 0 0%
No, because it's not major medical 5 21.74%
No, for a host of other reasons 10 43.48%
Undecided as of now 5 21.74%
Voters: 23. You may not vote on this poll

Reply to Will You Offer Health Ministry Plans in 2018?     
Old 08-22-2017, 10:51 AM   #1
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Will You Offer Health Ministry Plans in 2018? Will You Offer Health Ministry Plans in 2018?
Will you offer Health Ministry Plans in 2018?

Why or why not?

Discuss
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Old 08-22-2017, 10:55 AM   #2
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STIBROKER on Will You Offer Health Ministry Plans in 2018?
 
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Originally Posted by Yagents View Post
Will you offer Health Ministry Plans in 2018?

Why or why not?

Discuss
no......its not insurance.....and most of my clients are hethans......

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Old 08-22-2017, 11:39 AM   #3
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State: insurance5511 is an Insurance Agent from Georgia
Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
I lost clients last year to these plans. How do they work?
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Old 08-22-2017, 01:12 PM   #4
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Yes, I offer them now and will continue to. They're great alternatives for people that aren't getting any subsidy for health coverage, or are in areas where there is limited plan availability.
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Old 08-22-2017, 01:22 PM   #5
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taterpeeler on Will You Offer Health Ministry Plans in 2018?
 
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
yea.. but what about the provisions regarding no job coverage or no cancer coverage for 12 months or no recreational accidents or illness covered? I only looked at 1 plan and saw this

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Old 08-22-2017, 01:22 PM   #6
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State: alphawave2k is an Insurance Agent from Georgia
Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Originally Posted by candice84 View Post
Yes, I offer them now and will continue to. They're great alternatives for people that aren't getting any subsidy for health coverage, or are in areas where there is limited plan availability.
It it works as touted they are an affordable alternative. The caveat is that it's not real insurance, and if someone had the unfortunate luck of getting extremely ill or having to file high $ claims, would it pay out?
I'd like to hear of cases where such a situation occurred, and the "promise" to pay actually occurred. What are some of the biggest claims paid out? That would be interesting and instrumental knowing.
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Old 08-22-2017, 01:48 PM   #7
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Thats where your supplements come in. Keep in mind, this is product for healthier people that are paying WAY too much for health coverage. Example, I sold a family of 4 very healthy, they were paying $2800 a month for health coverage. I set them up with a health plan for $790 a month. And an accident and critical illness supplement for $150.

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Originally Posted by taterpeeler View Post
yea.. but what about the provisions regarding no job coverage or no cancer coverage for 12 months or no recreational accidents or illness covered? I only looked at 1 plan and saw this
That's where your supplements come in. Keep in mind, this is product for healthier people that are paying WAY too much for health coverage. Example, I sold a family of 4 very healthy, they were paying $2800 a month for health coverage. I set them up with a health plan for $790 a month. And an accident and critical illness supplement for $150

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Originally Posted by alphawave2k View Post
It it works as touted they are an affordable alternative. The caveat is that it's not real insurance, and if someone had the unfortunate luck of getting extremely ill or having to file high $ claims, would it pay out?
I'd like to hear of cases where such a situation occurred, and the "promise" to pay actually occurred. What are some of the biggest claims paid out? That would be interesting and instrumental knowing.
I don't know the biggest claim they have ever paid. I know just recently they paid out a $210,000 claim for someone that had a heart attack. Btw I'm new to this forum so I'm sorry if I'm not posting these properly.
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Old 08-22-2017, 02:17 PM   #8
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STIBROKER on Will You Offer Health Ministry Plans in 2018?
 
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Originally Posted by taterpeeler View Post
no cancer coverage for 12 months
and if it is from smoking.....denied......you get in a car accident and been drinking....denied.....

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Old 08-22-2017, 02:35 PM   #9
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
Originally Posted by STIBROKER View Post
and if it is from smoking.....denied......you get in a car accident and been drinking....denied.....

Yes that is pretty accurate. They also don't cover per-existing conditions for hospitalization for 24 months, but they will still allow anybody to be on the plan.
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Old 08-22-2017, 02:37 PM   #10
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kgmom219 on Will You Offer Health Ministry Plans in 2018?
 
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Will You Offer Health Ministry Plans in 2018? Re: Will You Offer Health Ministry Plans in 2018?
No.

No.

No.

These are not insurance plans. If you have them and your baby gets cancer, you aren't going to MD Anderson or one of the Children's. They will laugh at you and your Medishare plan.

If you get a "non-Christian" diagnosis, due to behavior before your were Christian, are they going to pay the claims?

If you are a non-smoker, but one of the 25% that get lung cancer, are they going to pay the claims?

I especially like hearing how people can't "afford" real insurance, buy this crap, then post pictures of the DisneyWorld vacation later.

And it REALLY annoys me that ACA Indy doesn't have pre-ex with no MEC, so these people drive up the rates of those having insurance when they jump in/out to the ACA pool due to being sick.

Most important? Matthew 7:1-3

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Good things don't come to those who wait. They come to those who work their butts off and never give up.
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Weekly Poll

Where do we go from here? POLL
Nothing - No ACA fixes - status quo
29.82 %
HHS Rulings and band aid bills
17.54 %
Hail Mary repeal and/or replace bill
17.54 %
A bipartisan bill to fix ACA
35.09 %

Voters: 57. This poll is closed