Register here to view the forum without ads

Insurance Agent Forum
Join our Facebook Fan Page  Join our LinkedIn Group of Insurance Agents  Follow Insurance Agents Forum on Twitter
Currently Online: 86
Members: 13,183
Discussions: 15,199
Messages: 199,327
Views: 7,985,060

Go Back   Insurance Agent Forum > Insurance Agents and Brokers Forum > Individual Health Insurance Forum

Health Choice One

Scroll down for a discussion on HSA for America within the Individual Health Insurance Forum.

I received this email last week from HSA Success System - HSA for America . Just got around to reading it. Anyone know anything about ...


Reply to HSA for America
Old 02-11-2008, 01:22 PM   #1
Expert
 
JRoot on HSA for America - Insurance Agent Forum
 
Join Date: Jun 2007
Posts:227
State: JRoot is an Insurance Agent from California
HSA for America             Go to Top


I received this email last week from HSA Success System - HSA for America. Just got around to reading it.

Anyone know anything about these guys? They are targeting indy health agents.

__________________________________________________ _

Want to DOUBLE or TRIPLE your existing business from $10,000-15,000 per week in annualized premium but don’t know how to drive more high-quality leads?

Become one of our recommended 'HSA Experts,' helping our web visitors find an HSA-qualified health insurance plan.

HSA for America offers health insurance plans and Health Savings Accounts for individuals and families needing their own health insurance programs outside those offered by an employer.

Thousands of visitors come to our website each week looking for information about and access to HSA-qualified health insurance plans. We provide a shopping and buying experience that provides high value information and on-site quotes. Our marketing systems lead to immediate sales opportunities, as well as long-term customers and a high level of referral business.

We are seeking relationships with Independent Contractors working from their own home or office who want to receive leads in any of 35 states in which HSA for America does business.

If you have the requisite existing independent business structure, you will gain access to our marketing system, which produces numerous inquiries via phone, email and scheduled pre-qualified appointments. These very high quality leads are driven to ONE independent contractor, not many. While contractors are not guaranteed any specific number of leads, they typically receive higher volume as their productivity increases.

Our most successful agents have closed up to $40,000-$50,000 in annualized premium per week, adding $100,000 - $150,000 or more of revenue to their existing business.



Business Requirements :

We are not looking for employees, beginners or trainees!
  • Exclusive Health/HSA Leads Provided
  • Independent Contractor Opportunity
The ideal Contractor will have either an existing successful business that has adequate resources to take on additional leads, or be able to demonstrate that they can absorb the costs of a typical insurance revenue cycle that builds residual income over a period of months.

We ONLY work with independents that have self-motivation, are results-oriented, have a positive outlook and a long-term commitment to insurance business. We are also looking to partner with those who demonstrate a clear commitment to providing the highest level of service to current clients.

We ONLY work with those already possessing strong consultative sales and people skills, who have learned a wide variety of products and gained the expertise required to help potential clients review products and make a wise choice.
We are only interested in working with established businesses that have their own office, internet and email systems and can learn the basic workings of our marketing system.

Our Contracted Agents:
1. Receive leads from individuals seeking HSA-qualified health insurance plans and other related products.

2. Use proven HSA for America systems to market to their own clients and prospects.

3. Get computerized customer and prospect databases to track leads.

4. Get planned individual account support via order-processing HSA for America staff.

5. Get access to weekly ‘help’ calls to learn how to use systems and aid business and organizational development.

6. Receive high-value information to develop expertise that is synonymous with the HSA for America brand name.

To qualify for consideration, Independent Contractors must maintain a valid insurance (or other required) license in all states in which they market, carry Errors & Omissions coverage and are responsible for all of their own expenses. These will include (but are not limited to) state licensing fees, any appointment fees (when charged by insurance carrier), Errors & Omissions coverage (approx. $50 per month), and business cards ($50 per 1000, must include a professional photograph).
Choose Insurance Type

Enter Zip Code
JRoot is offline   Reply With Quote to HSA for America

Register Now for FREE!
Are you an Insurance Agent Forum member yet? To sign up for your FREE INSTANT account, fill out the form below!

Username:     Password:   Confirm Password:     E-Mail:   Confirm E-Mail:

    Question of the day:   What is the fifth letter of the word Insurance? Agree to forum rules 


Old 02-11-2008, 01:42 PM   #2
Guru
 
moonlightandmargaritas on HSA for America - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:6,148
State: moonlightandmargaritas is an Insurance Agent from Florida
Re: HSA for America             Go to Top

They've been sending these out for almost four years. I guess they haven't filled all the "positions" yet.

Caveat emptor.
------------------------------------
[COLOR=blue]Don't steal - the government hates competition.[/COLOR]
moonlightandmargaritas is offline   Reply With Quote to HSA for America
Old 02-11-2008, 02:02 PM   #3
Guru
 
Join Date: Sep 2006
Posts:3,503
State: arnguy is an Insurance Agent from Pennsylvania
Re: HSA for America             Go to Top

Seems like they have taken the Dean Cipriano course and are applying it to HSA sales. Great, an underwear health agent.
arnguy is offline   Reply With Quote to HSA for America
Old 02-11-2008, 03:57 PM   #4
Expert
 
Ahnuld on HSA for America - Insurance Agent Forum
 
Join Date: Jan 2008
Posts:204
Re: HSA for America             Go to Top

They sell directly to individuals and businesses, they sell "How to" to agents and recruit independent agents and "provide" leads.

Regardless of their "angle," I have always had my reservations about having my clients go through someone else's data bases except the carriers' (they have to, don't they?).

As my Pappy used to say, Once somebody knows your business, you have no business."
Ahnuld is offline   Reply With Quote to HSA for America
Old 02-11-2008, 07:09 PM   #5
Guru
 
Join Date: Sep 2006
Posts:3,503
State: arnguy is an Insurance Agent from Pennsylvania
Re: HSA for America             Go to Top

Did I read it correctly, FYC 10% and renewals at 2.5%? They have got to be kidding!
arnguy is offline   Reply With Quote to HSA for America
Old 02-11-2008, 07:39 PM   #6
Expert
 
JRoot on HSA for America - Insurance Agent Forum
 
Join Date: Jun 2007
Posts:227
State: JRoot is an Insurance Agent from California
Re: HSA for America             Go to Top

And they want $500 up front if I recall correctly. What immdiately put me off was the way it was presented. Felt like one of those get rich quick websites that try everything they can to call people to action.
I.e. "only accepting 5 more agents!", "total value $175,000!"
JRoot is offline   Reply With Quote to HSA for America
Old 02-11-2008, 08:53 PM   #7
Guru
 
Expat on HSA for America - Insurance Agent Forum
 
Join Date: May 2007
Posts:744
State: Expat is an Insurance Agent from Texas
Re: HSA for America             Go to Top

Originally Posted by arnguy View Post
Did I read it correctly, FYC 10% and renewals at 2.5%? They have got to be kidding!
In other words, if you double your current production level, you still make the same money.

"Positions will be filled be March 1st". I notice no year was included.
------------------------------------
Make sure that brain is in gear before operating mouth
Expat is offline   Reply With Quote to HSA for America
Old 02-12-2008, 12:12 PM   #8
Expert
 
Ahnuld on HSA for America - Insurance Agent Forum
 
Join Date: Jan 2008
Posts:204
Re: HSA for America             Go to Top

Originally Posted by JRoot View Post
And they want $500 up front if I recall correctly. What immdiately put me off was the way it was presented. Felt like one of those get rich quick websites that try everything they can to call people to action.
I.e. "only accepting 5 more agents!", "total value $175,000!"
I paid a visit to their site. It looks like they bought all the "Sure-Fire-Moneymakers" Systems inventory off of defunct sales system promotors. My question is, if you can afford to buy this stuff at these prices, then why would you need it?

Here's their web site promotion offer: HSA Success System - HSA for America
Ahnuld is offline   Reply With Quote to HSA for America
Old 02-12-2008, 12:22 PM   #9
Guru
 
healthagent on HSA for America - Insurance Agent Forum
 
Join Date: Sep 2006
Posts:9,798
State: healthagent is an Insurance Agent from Maryland
Send a message via Yahoo to healthagent
Re: HSA for America             Go to Top

Wow...$175,000 value for only $500? I'd be a fool not to pay!
------------------------------------
Health Insurance Agents: Training, Support, Discounts, E&O for $440 www.ihiaa.com

Read our blog: www.IHIAA.blogspot.com
healthagent is offline   Reply With Quote to HSA for America
Old 02-12-2008, 12:41 PM   #10
Guru
 
salpro22 on HSA for America - Insurance Agent Forum
 
Join Date: Dec 2006
Posts:2,217
Re: HSA for America             Go to Top

Originally Posted by Ahnuld View Post
I paid a visit to their site. It looks like they bought all the "Sure-Fire-Moneymakers" Systems inventory off of defunct sales system promotors. My question is, if you can afford to buy this stuff at these prices, then why would you need it?

Here's their web site promotion offer: HSA Success System - HSA for America
Good point. I have nothing wrong with buying systems if I get a good ROI.

For the newbies wanting to buy any system, here's your checklist.

1) Verify source.
2) Verify author.
3) Obtain demo if possible.
4) Calculate the total cost to implement a similar program and visit elance.com to see what the total project would cost you.
5) Take the total cost of the program and divide by your hourly rate. If you can accomplish everything you get for less money then don't buy it as it may be a waste of time.
6) Total time spent should not exceed 3 hours as most of the aforementioned items are relatively quick. Item number 4 would take the longest.

An insurance agent who thinks his time is worth $20 an hour would need to spend less than 25 hours to save the difference.

Although I'm not endorsing this program since I haven't personally used it and I can clearly see it's just a way to recruit agents, there is something to be said about obtaining information and tweaking it to your personal style.

Some of the calculations are a bit high, but I see nothing wrong with an agency or agent selling a service that is worth the money.
------------------------------------
[COLOR=#000066]"Tell me and I will forget. Show me and I will remember. Involve me and I will understand." Confucius

[/COLOR]
http://insurancesaleslibrary.blogspot.com/
salpro22 is offline   Reply With Quote to HSA for America
Old 02-12-2008, 12:57 PM   #11
Expert
 
Ahnuld on HSA for America - Insurance Agent Forum
 
Join Date: Jan 2008
Posts:204
Re: HSA for America             Go to Top

Originally Posted by salpro22 View Post
Good point. I have nothing wrong with buying systems if I get a good ROI.

For the newbies wanting to buy any system, here's your checklist.

1) Verify source.
2) Verify author.
3) Obtain demo if possible.
4) Calculate the total cost to implement a similar program and visit elance.com to see what the total project would cost you.
5) Take the total cost of the program and divide by your hourly rate. If you can accomplish everything you get for less money then don't buy it as it may be a waste of time.
6) Total time spent should not exceed 3 hours as most of the aforementioned items are relatively quick. Item number 4 would take the longest.

An insurance agent who thinks his time is worth $20 an hour would need to spend less than 25 hours to save the difference.

Although I'm not endorsing this program since I haven't personally used it and I can clearly see it's just a way to recruit agents, there is something to be said about obtaining information and tweaking it to your personal style.

Some of the calculations are a bit high, but I see nothing wrong with an agency or agent selling a service that is worth the money.
Well thought out.

Danielsp9
I'M BAAAAACK!

LOL! Did I get you? Gee, I miss that guy...almost. Seriously, good advice for newbies and those on a temporary down cycle.
Ahnuld is offline   Reply With Quote to HSA for America
Old 11-17-2008, 11:42 PM   #12
New Member
 
Join Date: Nov 2008
Posts:1
Re: HSA for America             Go to Top

I was bitten by the HSA for America bug. I paid the huge fee, wasn't told they didn't want newbies-was told the opposite. They terminated my contract without telling me, I didn't get any commission from the fews sales I made. I'm just letting you know my experience with them. So, be careful.

Virginia
vforrister is offline   Reply With Quote to HSA for America
Old 11-19-2008, 04:35 PM   #13
Guru
 
robliano on HSA for America - Insurance Agent Forum
 
Join Date: Mar 2008
Posts:2,024
Re: HSA for America             Go to Top

Hey Virginia,
Call me if you'd like to understand the events leading up to your termination.

I also looked into you receiving the commission, and was informed that you will get paid. If it turns out I was misled, I apologize.

For others contemplating any decision: With everything, read the contracts, and of course due diligence is essential.

Originally Posted by vforrister View Post
I was bitten by the HSA for America bug. I paid the huge fee, wasn't told they didn't want newbies-was told the opposite. They terminated my contract without telling me, I didn't get any commission from the fews sales I made. I'm just letting you know my experience with them. So, be careful.

Virginia


Choose Insurance Type Enter Zip Code


------------------------------------
Rob Liano
Sales Mentor & Success Coach

1.888.379.8315
http://www.rockstarsalestraining.com
www.insuranceturnpike.com
robliano is offline   Reply With Quote to HSA for America
Reply to HSA for America

  Insurance Forum > Insurance Agent Forum > Insurance Agents and Brokers Forum > Individual Health Insurance Forum



Thread Tools
Display Modes

Similar Threads with HSA for America
Thread Thread Starter Forum Replies Last Post
E & O Coverage of America agtesfay P&C Insurance Forum 22 08-12-2009 09:17 PM
Insure America - anyone know about them? Johnny180 General Insurance Agent Discussions 4 02-04-2009 04:58 PM
Bank of America IRA rollover... theTerminator General Insurance Agent Discussions 9 11-14-2008 06:38 AM
IPA-America akzuri Employee Benefits Forum 15 06-06-2008 12:02 PM



All times are GMT -5. The time now is 06:54 AM.


Powered by vBulletin® Version 3.6.12 Secure
Copyright ©2000 - 2009, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.3.0