Hep C, Who Do You Go To?

R. Paul Aguirre · 07-07-2009, 04:02 PM

An agent of ours has a client who's tests have not shown any Hepatitis for 3 years now, otherwise healthy male contracted the disease 20+ years ago(I don't know how). He currently has a $2mil term with Liberty for around $11,000/year. Age 56 NS. Any suggestions?

Ps I searched the forums and could not find any newer Hep threads.

Pps It was a short search

voliosclark · 07-07-2009, 04:43 PM

Do you have any recent LFT results? Viral loads or liver biopsy, CT scan or ultrasound? Those results would determine the rating.

R. Paul Aguirre · 07-07-2009, 05:14 PM

Originally Posted by voliosclark

Do you have any recent LFT results? Viral loads or liver biopsy, CT scan or ultrasound? Those results would determine the rating.

I sent the agent a questionnaire. I was just wondering if any of you had a go to company that was a little more relaxed on their Hep C.

voliosclark · 07-08-2009, 12:02 PM

Banner

R. Paul Aguirre · 07-08-2009, 12:46 PM

Originally Posted by voliosclark

Banner

Thanks V

Markingriffin · 07-08-2009, 12:57 PM

Okay, here is my dumb question.

I thought Hep A was no big deal.
Hep B you could cure.
Hep C you could never cure.

So your client had Hep C and now he does not? Does that mean he really had hep a or b instead?