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I'm trying to get somebody underwriting w/ whole/universal that has hep c.....any suggestions? Thanks in advance....


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Old 01-06-2009, 09:25 AM   #1
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State: vertex is an Insurance Agent from Arizona
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I'm trying to get somebody underwriting w/ whole/universal that has hep c.....any suggestions? Thanks in advance.
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Old 01-06-2009, 09:55 AM   #2
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somarco on Hepatitis C, Underwriting - Insurance Agent Forum
 
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Re: Hepatitis C, Underwriting             Go to Top

Find an impaired risk broker. Here is a guy I use.

Doug Enfield
Enfield Insurance Marketing, Inc
312 Westminister Lane
Lilburn, GA 30047
770-394-5702 Fax-770-668-0509
eiminc@mindspring.com
------------------------------------
The doctor is in. Five cents please.
Atlanta Health Insurance
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Old 01-06-2009, 10:07 AM   #3
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Markingriffin on Hepatitis C, Underwriting - Insurance Agent Forum
 
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Re: Hepatitis C, Underwriting             Go to Top

Originally Posted by vertex View Post
I'm trying to get somebody underwriting w/ whole/universal that has hep c.....any suggestions? Thanks in advance.
A graded death benefit will take him.
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Old 01-06-2009, 10:36 AM   #4
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Get me the following info and I can get you an answer:

Client ______________________________________________ Age/DOB _________________ Sex ______________________
If your client has had hepatitis C, please answer the following:
1. Please list date of diagnosis: __________________________________________________ ___________________________
2. Please give the date and results of the most recent liver enzyme tests:
A) AST/SGOT __________________________________________________ ___________________________________
B) ALT/SGPT __________________________________________________ ____________________________________
C) GGTP __________________________________________________ ________________________________________
3. Is your client on any medications?
n
yes, please give details __________________________________________________ _________________________

n
no
4. Does your client drink alcohol?

n
yes, please note amount and frequency __________________________________________________ ___________

n
no
5. Please check if any of the following studies have been completed:
A) liver ultrasound or CT scan
n normal n abnormal
B) liver biopsy
n normal n abnormal
C) viral load, i.e. PCR, HCV-DNA __________________________________________________ __________________
6. Has your client been diagnosed with any of the following:

n
chronic hepatitis

n
cirrhosis
7. Has your client been treated with interferon or other anti-viral drugs?

n
yes, please give details __________________________________________________ _______________________

n
no
8. Does your client have any other major health problems (ex: cancer, etc.)?

n
yes, please give details __________________________________________________ _______________________

n
no


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Old 01-06-2009, 11:34 AM   #5
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somarco on Hepatitis C, Underwriting - Insurance Agent Forum
 
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I placed a guy with Hep C a few yrs back with US Financial. Of course they are no longer around . . .
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Old 01-06-2009, 12:06 PM   #6
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Markingriffin on Hepatitis C, Underwriting - Insurance Agent Forum
 
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Re: Hepatitis C, Underwriting             Go to Top

Originally Posted by somarco View Post
I placed a guy with Hep C a few yrs back with US Financial. Of course they are no longer around . . .
US Financial use to take just about anybody. I guess that is why they are no longer around.

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