Solar Panel Coverage?

[Josh]

I'm assuming that once solar panels are attached to the house they become part of the property and are covered, but how do carriers treat that? It's not hard to make a $20k investment in solar (especially if you do battery backups and grid-tie), so would you need to do anything other than maybe bump your replacement cost up?

 

[Sales71]

I'm assuming that once solar panels are attached to the house they become part of the property and are covered, but how do carriers treat that? It's not hard to make a $20k investment in solar (especially if you do battery backups and grid-tie), so would you need to do anything other than maybe bump your replacement cost up?

Well it all depends on what company you have some cover solar panels at %100 and some exclude coverage for wind and Hail so you have to call your particular insurance company and ask them.

 

[F150]

If you bought the panels, you add the value to the dwelling amount, if you leased the panels, its the lessors responsibility