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Discussion on How to find imo/ga etc.. within the Getting Started Selling Insurance, part of the Insurance Agents and Brokers Forum category.
I'm in colorado and having trouble locating GA to get some p/c carriers. Would also like to find some good ... |
05-09-2008, 04:39 PM
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#1
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Super Genius
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I'm in colorado and having trouble locating GA to get some p/c carriers. Would also like to find some good health, life, medicare supps. Will one company have all of these carriers or will i need to find them by category?
How can i find GA's in my area?
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05-09-2008, 10:11 PM
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#2
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Guru
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Quote:
Originally Posted by DenverINS
I'm in colorado and having trouble locating GA to get some p/c carriers. Would also like to find some good health, life, medicare supps. Will one company have all of these carriers or will i need to find them by category?
How can i find GA's in my area? |
I am nowhere near Colorado, but PM or email me and I will get you set up with life & health carriers, as many others on the forum can do.
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Tim Lett
Summit Benefits, LLC
P.O. Box 1617 : Gadsden, AL 35902
Office (256) 305 - 2377 : Fax (801) 346 - 7770
Life & Health Insurance, Mortgage Protection, Retirement Planning, MediCare Supplements, Long Term Care Insurance, Annuities & 401k Rollover
If guns kill people...do pencils misspell words? 
I dream of a better world where chickens can cross the road without having their motives questioned.
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05-09-2008, 10:25 PM
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#3
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Guru
Join Date: Dec 2006
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Quote:
Originally Posted by DenverINS
I'm in colorado and having trouble locating GA to get some p/c carriers. Would also like to find some good health, life, medicare supps. Will one company have all of these carriers or will i need to find them by category?
How can i find GA's in my area? |
Google "screwagents.com". They will come out of the woodwork. If you want to sell health insurance contact "Healthagent".
Call the companies you would like to represent, ask if you can license direct with them, if not they will tell you the marketing organizations that represent them.
You can license direct with American Continental, that is who I use in Colorado. Go to the marketing department and ask for Georgia Fletcher. 1-800-445-4254 If you tell her Frank sent you I don't think she will hang up on you.
Never go through a marketing organization if you can license directly with the company.
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"The Perfect Contact Management Program (CMP) for the Insurance Professional"
www.YourInsuranceOffice.com
877.633.0808
Last edited by Frank Stastny : 05-09-2008 at 10:31 PM.
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05-10-2008, 10:43 AM
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#4
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Guru
Join Date: Apr 2008
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Quote:
Originally Posted by DenverINS
...Would also like to find some good health, life, medicare supps...
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Health Choice One is in Colorado. They are who I use for my major medical carriers. Street level commish, you own your book of business and they can be found here.
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You can't close if you can't open.
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05-10-2008, 01:57 PM
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#5
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Guru
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Quote:
Originally Posted by Frank Stastny
Google"screwagents.com". They will come out of the woodwork. If you want to sell health insurance contact "Healthagent".
Call the companies you would like to represent, ask if you can license direct with them, if not they will tell you the marketing organizations that represent them.
You can license direct with American Continental, that is who I use in Colorado. Go to the marketing department and ask for Georgia Fletcher. 1-800-445-4254 If you tell her Frank sent you I don't think she will hang up on you.
Never go through a marketing organization if you can license directly with the company.
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I agree with 99% of what you have to say, but sometimes, just sometimes, Marketing Organizations will give you higher contracts than what going direct will offer...
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Agents Beware:
Before contracting with any marketing organization or recruiter check them out!
Our Blacklist of Marketers Not to Contract with is:
Parker and Associates Nick Hildenbrand of 1000agents[dot]com Brian Martin of Dunedin, Fl Bob Bever of RB Insurance (RBI) Applied General Agency (AGA) The Assurance Group (TAG) Humana MarketPoint
Please PM me to add more scumbags onto our list.
Ramiz Hakim
866-233-6813
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05-10-2008, 02:04 PM
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#6
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Super Genius
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I really appreciate all of your feedback.
Thanks!
Edit: From reading other threads I thought a GA would be needed for P/C since I don't have a book. Also, seems that some would have lead programs for L/H.
Last edited by DenverINS : 05-10-2008 at 02:26 PM.
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05-10-2008, 09:57 PM
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#7
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Guru
Join Date: Dec 2006
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Quote:
Originally Posted by theinuranceguy
I agree with 99% of what you have to say, but sometimes, just sometimes, Marketing Organizations will give you higher contracts than what going direct will offer...
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That is true. When I checked into one of those who was paying a higher commission than the insurance company offered I found out that although first year commissions were higher, renewal commissions were substantially lower.
They were giving more on the front end, but taking it back on the back end. That information was not given to me until I pressed the issue and asked for specific percentages of commission for the second year and beyond.
That is a very crappy way to do business. If there are those out there that are really paying more first year and the following years I an not aware of them.
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05-10-2008, 10:15 PM
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#8
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Guru
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I have a higher contract with MOO through an FMO that I could not get direct.
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05-10-2008, 10:42 PM
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#9
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Guru
Join Date: Mar 2007
State: 
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Quote:
Originally Posted by senior-advisor-indiana
I have a higher contract with MOO through an FMO that I could not get direct. |
That's because you can't go direct.
Gotcha on that one!
Rick
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05-10-2008, 11:58 PM
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#10
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Guru
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Whatever Rick. You only say this because I am the only one that has the nads to stand up to you. You are a bully. Well sir, you will not be pushing me around.
Never again,
SAI
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05-12-2008, 12:50 AM
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#11
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Guru
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Quote:
Originally Posted by senior-advisor-indiana
Whatever Rick. You only say this because I am the only one that has the nads to stand up to you. You are a bully. Well sir, you will not be pushing me around.
Never again,
SAI |
Ya Rick is Gay...
JackAss Ramiz
Hee Haw!
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05-12-2008, 03:05 AM
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#12
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Guru
Join Date: Mar 2007
State:
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Quote:
Originally Posted by theinuranceguy
Ya Rick is Gay...
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We have a "don't ask, don't tell" policy here. I'd rather you don't spread (no pun intended) this around.
Rick
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05-13-2008, 01:49 PM
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#14
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Guru
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Quote:
Originally Posted by the do
Hey guys, anyone know how difficult it is to increase your E & O midterm? My renewal date is not going to be for a while however I would really like to increase it. I am trying to get appointed with Anthem in Ca but they want 1 mil per each I only did 500k. Yeah I know what ur thinking, I agree, stupid rookie. Any experience trying to do this?
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Pretty Much Every Carrier Requires 1mil, it shouldnt be very hard to "upgrade".
And how did you read my mind? lol, jk
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How to find imo/ga etc..
