Insurance Agent Forum

[mjlerario]

I was looking for a little advice. I have taken the exam twice and have not passed. Any suggestions?

[natem2112]

My first response is a bit of a smart ass answer....study harder.

But if you are having problems, get a copy of the materials you used and practice the questions, if at all possible, get them on a CD-ROM and practice with the questions......that will get you where you want to be.

Good luck!

[somarco]

Or perhaps . . . this is not the business you should be in.

[Frank Stastny]

Originally Posted by somarco

Or perhaps . . . this is not the business you should be in.

That wasn't a very helpful answer.

In my experience it is usually because the questions have intentionally been designed to be very tricky. More so than is actually necessary. Not because the person doesn't have a knowledge.

I believe it is more of a game the DOI is playing than an actual test of the persons knowledge.

I am advising my client not to pay your fee of $.05 for your answer.

[arnguy]

I believe that there are some training courses available in the Philadelphia area. Perhaps a classroom environment may help you in preparing for the test.

[somarco]

That wasn't a very helpful answer.

Maybe, maybe not.

Granted, the state exams are no measure of aptitude or knowledge, but it may be that this is not the business for him.

My response was not meant to be harsh, but perhaps a reality check.

[senior-advisor-indiana]

Somarco, is your real name Simon Cowell?

[Slick]

My friend failed the test twice, then switched to just health and failed it twice before passing.
He works for a version of Mega, he keeps telling me about his $1,300 weeks. They made him a manager after just a few weeks.
I keep praying that everything I've heard about Mega from this board won't apply to him, so far so good.

[healthagent]

He's bragging about $1,300 a week?

[senior-advisor-indiana]

Ive had a $11,000 week before. It was actually a $10,000 day.

[Slick]

The point was more him selling regularly than how much.
I just can't help but think that when the cancellations start coming in those $1,300 weeks are going to end up being $600 weeks.

[somarco]

The ability to sell has nothing to do with being a professional agent.

Some folks do an outstanding job with their clients but are not necessarily among the top money earners. Others outshine the rest on the production boards but are nothing more than slick sales people.

If your measure of a professional agent is how much he or she earns in a day or a week, you have completely missed the mark.

[healthagent]

Then you have professional agents who are also top earners. That's not mutually exclusive - just work. There's no honor in being a "professional" agent but broke.

[somarco]

I never said pro's can't earn a good living.

But I do see folks, including in this thread, judging the merit of an agent by how much they earn.

That set's a poor example and is a reflection on how shallow some people can be.

[healthagent]

I agree. It doesn't matter if you're making $2,000 a week if you're selling junk. Then again, it doesn't matter if you're selling top notched products and can't make a living either.

And judging the merit of an agent based on what they earn? Sure....after they've been in the biz long enough to know what they're doing they should be making very good money. If not they're either lazy or maybe the biz ain't for them. I know very nice agents who have been in this biz for years I haven't cracked 40K in a year. Ethics has nothing to do with it, they just have piss poor work habits.

If I wanted to make just 45K a year and help people I'd send my resume to Habitat for Humanity. In this field you can help people and make fat money. j

[somarco]

Thanks for making my point, John . . .

[healthagent]

All I'm saying is lazy does not = ethical. It just ='s lazy.