I've been in this bushiness for over 21 years. I believe that for the last 10 years, the independent MedSupp agent has been spit on, kicked around, and terminated by most of the carriers.
Many a carrier believed that they could do it all in house and didn't need the independent. It has been brutal!
But, today --today, the Independent MedSupp and or Medicare Advantage Independent Agent is:
KING!!!
Contracts are softer, commissions are rising, and old guards like BCBS, GenWorth, and AARP, are embracing us.
So who needs threats... when ya can get a whole lot more with sugar then ya do with vinegar.
I agree. I love being independent. Now I do not have to listen to some nobody talk about how much they do for you or how much they do things in your best interest. I have yet to find a captive place worth staying. I have yet to find a captive office whose owner isn't full of crap and full of themselves. All they do is take money for nothing and beg for more.
They all try to threaten you but in the end what comes around goes around.
I still need help, what about clauses that say they can sue if you directly or indirectly replace any of THEIR business. And make you pay court costs.
Again where is the training, the free leads, anything. I'll ever get is a few encouraging words and told get out and work.