Allianz Releases It's New IUL Life Pro+SM

[Brokers Alliance]

I just updated the product spec comparison spreadsheet on the top IULs using Life Specs, which outlines the current compony practice and contractual guarantees which includes the new release of Allianz's latest IUL product.

Its several pages, so I don't think I can post it, however I'm certainly willing to share the Intel with all who want it.

Email is [email protected]

 

[Guest]

Am I the only one that thinks a company continuously launching new IUL products and no longer selling the old ones does not bode well for the future of their caps/participation rates/COI charges?

I have seen it first hand. The best thing to do is pad the premium a little higher at the point of sale to cushion for lower caps.
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My intial reaction to Allianz's new product is that has a few more interest crediting strategies than others. It hits a sweet spot in max fund type sales. It won't accumulate as much as other carriers using the same rate of return...but in distributions is where it shines.