Would you like to back up your BS comment and opinion with some kind of facts?
Don't feed the troll...
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Would you like to back up your BS comment and opinion with some kind of facts?
unless you are able to compare mortality assumptions (companies lie) it is a waste.
The basic problem with IUL is two fold 1) --sales of IUL are high when the market has been strong when the market is weak the healthy bail out and go to UL or another product leaving less healthy and smaller pool
2) these are stock companies working for stock holders they spend little money on service-- focus more on new products than old--change favored plans constantly
and once they have your money and high surrender fees you v are cooked.
Buy a whole life from a strong mutual company NML MM Guardian they are very good investors in safe products and when interest returns go up you will get their return plus service is good
Would you like to back up your BS comment and opinion with some kind of facts?
Don't feed the troll...
You are probably right. Although I didnt see your post until I already made the mistake! lol
Perhaps he is not a troll but just an enthusiastic green agent who is being bed the usual "mother mutual is best and the rest is crap" lies that sales managers preach.
You and David (DHK) are by far the most helpful members of the life, IUL, and annuity forums (and David in the "general q's section) to both new and misinformed agents (sometimes one in the same).
Each of your posts are necessary...I just don't have the patience that both of you do however what you both do is very valuable to our community.
Thank you for the kind words.
At the same time, there are other, more profitable 'battles' to fight.
An ignorant career agent... I can handle with a little humor. Been there and done that - having been 'brainwashed' myself.
But if the person is a REAL TROLL (ex: Drifting)... I'd rather discover it and expose them for exactly who they are and not give them much of an audience.
Each of your posts are necessary...I just don't have the patience that both of you do however what you both do is very valuable to our community.
Im just trying to get to the 5k club... LOL
I've heard that you start getting website trails once you're there...good luck.
Thats my retirement plan!
Im just trying to get to the 5k club... LOL