Nicole, if I were you I'd be real careful allowing your case designers run your illustrations at the max allowable (most of the time curve-fitted) crediting rates. You're likely to end up with some upset customers in the future if things don't work out just right or if they short the funding a few years. Just because Minny creates some social media videos won't save you from a lot of headache and a possible E&O hit.
I run my IUL's at 6-6.25 max.
Of course you can do as you wish. Take it as a friendly suggestion.
Originally Posted by nicolecerny
Securian/Minnesota has an historical index performance of 7.7 and there are several youtube videos which go into detail the IUL vs both 401k & Roth IRA. Considering the floor of the IUL being zero it is a better investment with (compared to the others) the only government regulation being the MEC.