sell more life
Expert
How does IUL work if your client wants access to the CV throughout the life of the policy?
"Joe, this IUL will receive the better of the index-based interest calculation or the guarantees... as long as you don't use the CV."
That isn't the conversation I want to have.
I'm not aware of an IUL policy that would change the interest rate based on loans from CV taken... what carrier are you referring to? (and don't use them!)