csinsurance
New Member
- 9
One agent recommended me an IUL from nationwide. One agent introduced me an IUL from North American, which one is better to choose?
With little understand about IUL, I want to use IUL as a cash accumulation tool with basic protection. I look for an IUL with features as below:
1. Able to accumulate cash value as much as possible
2. Have living benefit without cost including LTC for free
3. Good cap and floor
4. No charge for borrowing money from my own cash value account
5. Have lifetime income feature
6. Higher % of accelerate death benefits
7. Cost of insurance is transparent. No hidden cost and unpredicted cost
Does any IUL have some or all of the above key features? Thanks!
With little understand about IUL, I want to use IUL as a cash accumulation tool with basic protection. I look for an IUL with features as below:
1. Able to accumulate cash value as much as possible
2. Have living benefit without cost including LTC for free
3. Good cap and floor
4. No charge for borrowing money from my own cash value account
5. Have lifetime income feature
6. Higher % of accelerate death benefits
7. Cost of insurance is transparent. No hidden cost and unpredicted cost
Does any IUL have some or all of the above key features? Thanks!
