IUL with Minimum Guarantee

[doctor]

I've been researching IUL's and looking for carriers that offer a minimum 2-3%. Do these carriers still exist?

 

[scagnt83]

I've been researching IUL's and looking for carriers that offer a minimum 2-3%. Do these carriers still exist?

Penn is the highest I know of at 2%.

LFG & ING both are 1%.


All three are my top picks for IUL.


Stay away from 0% floors.
If your selling CV, then you should compare the cost of accessing the money just as much as the floor.

 

[dgoldenz]

I've been researching IUL's and looking for carriers that offer a minimum 2-3%. Do these carriers still exist?

A minimum guarantee is useless without knowing the cost of insurance charges.

 

[Foreclosure]

What about the carriers promoted by First Financial Securities, Inc.?

I believe it's North American

 

[BNTRS]

A minimum guarantee is useless without knowing the cost of insurance charges.

X2




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[keavon]

Nope, that's not the Carrier. The Carrier FFS used has a 2.5% Guarantee but the performance is not as much comparing to other carriers. There are two carriers that I knew and working with them have 3% and 4% guarantee on IUL. kv