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Reply to Who Has the IUL Living Benefits with Cash Accumilation     
Old 09-05-2012, 05:56 PM   #1
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Who Has the IUL Living Benefits with Cash Accumilation Who Has the IUL Living Benefits with Cash Accumilation
I like the ideas of selling IUL for cash accumulation which carrier has the best product with living benefits like the LSW product.
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Old 09-06-2012, 06:36 AM   #2
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
Originally Posted by SamIam View Post
I like the ideas of selling IUL for cash accumulation which carrier has the best product with living benefits like the LSW product.
Take a look at ANICO and Midland/North American. I'm sure there are others.
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Old 09-06-2012, 07:21 AM   #3
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
AGLA has the Quality of Life product and it is available on most of their life products including term.
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Old 09-08-2012, 03:53 PM   #4
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
I currently sell for LSW and National Life Group, ANICO is pretty good too, I usually switch back and forth as from past experience one company may approved and the other may denied the same application.
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Old 09-08-2012, 04:17 PM   #5
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
Penn Mutual, North American, and Allianz (but you have to pay for it), all have good chronic benefit riders.

Protective also have a really nice benefit, but not IUL.

LSW is a great choice for this feature. Are you competing against it, or just trying to find other similar benefits among carriers to also present?

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Old 09-10-2012, 08:31 PM   #6
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
AXA (LTC rider), North American
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Old 09-21-2012, 01:58 AM   #7
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
LSW has the best living benefits policy for cash accumulation. Check out their Provider product. It includes a "free" ABR 1, 2 & 3 with the policy. I say "free" becuase there's a charge if you use it, if not, there's no expense load on the policy.

I'm an MGA for them and they have been a good company to represent over the years.

Cheers!
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Old 05-29-2014, 09:57 PM   #8
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
if you had to pick one from each of these for annuities and one for iul , which company would you choose? For IUL's - Minnesota Life, Accordia, Allainz and North American. For
Annuities - Athene, Forethought, Allianz, American equity and Phoenix.

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Old 06-01-2017, 01:55 PM   #9
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
Hands down - LSW for cash accumulation with Living Benefits.
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Old 06-03-2017, 08:28 AM   #10
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Who Has the IUL Living Benefits with Cash Accumilation Re: Who Has the IUL Living Benefits with Cash Accumilation
Originally Posted by Kstephenson View Post
Hands down - LSW for cash accumulation with Living Benefits.
They do have a good policy for cash accumulation (not the best), but on the living benefits they are very strong.
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