Best Individual Health Insurance for Single Person

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Old 01-31-2011, 12:30 PM   #1
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Best Individual Health Insurance for Single Person Best Individual Health Insurance for Single Person
I will be in need of finding a new individual health insurance plan for myself once my Cobra expires. I am single, female, and in my 50's and live in TX. Any suggestions from those of you who are very familiar with the different insurance companies? Also, would like to know if I purchase insurance before my Cobra expires, will that keep me from having to worry about possibly being denied or rated up for any pre-existing conditions?
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Old 01-31-2011, 12:40 PM   #2
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email me through the forum.

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Last edited by YouGotMyMoney; 01-31-2011 at 12:52 PM.
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Old 01-31-2011, 12:41 PM   #3
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Now she's done it. Asked for insurance agents to contact her.

How long before this thread gets to be 10 pages.

I suggest you speak with a couple of local agents.

Rick

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Old 01-31-2011, 12:45 PM   #4
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I'm not sure she's gonna get a lot of responses for what I feel's gonna end up being a conversion plan.
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Old 01-31-2011, 12:52 PM   #5
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YouGotMyMoney on Best Individual Health Insurance for Single Person - Insurance Forum
 
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Originally Posted by healthagent View Post
I'm not sure she's gonna get a lot of responses for what I feel's gonna end up being a conversion plan.
I didn't read that last sentence, thanks for staying on top of things JP..

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Old 01-31-2011, 12:53 PM   #6
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Also, would like to know if I purchase insurance before my Cobra expires, will that keep me from having to worry about possibly being denied or rated up for any pre-existing conditions?
You can still be denied or rated or ridered on conditions.

Guaranteed acceptance is only for children at this time.
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Old 01-31-2011, 01:06 PM   #7
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Originally Posted by matilda654 View Post
Also, would like to know if I purchase insurance before my Cobra expires, will that keep me from having to worry about possibly being denied or rated up for any pre-existing conditions?
Sounds like a HIPAA to me.

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Old 01-31-2011, 01:13 PM   #8
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Originally Posted by TXINSURANCE View Post
You can still be denied or rated or ridered on conditions.

Guaranteed acceptance is only for children at this time.
She wouldn't qualify for a HIPAA plan by exhausting COBRA? I believe she would.
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Old 01-31-2011, 06:02 PM   #9
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Originally Posted by TXINSURANCE View Post
You can still be denied or rated or ridered on conditions.

Guaranteed acceptance is only for children at this time.
Are you sure about this? So, am I to understand that even if I purchase insurance while I currently have Cobra coverage, any pre-exiisting conditions will not be waived?
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Old 01-31-2011, 08:22 PM   #10
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Expat on Best Individual Health Insurance for Single Person - Insurance Forum
 
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Originally Posted by matilda654 View Post
Are you sure about this? So, am I to understand that even if I purchase insurance while I currently have Cobra coverage, any pre-exiisting conditions will not be waived?

Children only.

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