From the CA perspective, UGH! Abandoned the market here about 4 years ago (not left, not stopped sellling, but pulled up stakes and quit) dumping over 4,000 non-insurables onto the street.
I called them just before they did it and asked what provisions they had made for the 4,000 people who would be unable to get through underwriting with another carrier and who were not HIPAA
-eligible, their answer, who cares.
So at least for me in CA, screw them and the cheap assed NY horse they rode in on.
PS - average time for CIGNA to issue Certificate of Prior Health Coverage for CA HIPAA
enrollees, 69 days! Time allowed by Anthem to enroll in a HIPAA
plan from last group coverage date....63 days. You do the math. This company BLOWS!