aus0417
Expert
- 52
I have seen these Health Choice One ads everywhere...does anyone here work with them? or does anyone know a guy that knows a guy...
Health Choice One
- Thread starter aus0417
- Start date
- 669
Lots of folks on here work with them.
I have had nothing but good experiences with them.
I have had nothing but good experiences with them.
- 9,744
There was a pretty good pissing match on here recently with HCO and the "Integrity First" (always suspicious when they have to remind me) Consulting Group. Have you tried a Forum search?
- Thread starter
- #4
aus0417
Expert
- 52
I haven't searched them out yet because it seems every time I search for things like this I find threads created by someone who is representing the company in question and just trying boost their image by starting a thread that praises them. Just thought I'd ask for direct feedback this time, but I'll search them as well.
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What about Paul Bernstein and "Virtual Insurance Concepts"? At least I think that's what it was called...they say they offer free leads to start and 8-15 new leads with every app submitted...all done online. Anything?
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What about Paul Bernstein and "Virtual Insurance Concepts"? At least I think that's what it was called...they say they offer free leads to start and 8-15 new leads with every app submitted...all done online. Anything?
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- 5,056
- Thread starter
- #6
aus0417
Expert
- 52
They say they offer a 20% commission to start with free leads upon submission, advances of 6-12 months, and up to 26% commission after some production. What is a typical starting commish for health?
- 5,056
Street level comp for individual health is 20%.
But don't forget some of these debit/advance programs which charge you 1% interest, which amounts to a 3% drop in comp.
But don't forget some of these debit/advance programs which charge you 1% interest, which amounts to a 3% drop in comp.
- Thread starter
- #8
aus0417
Expert
- 52
geez...I didn't even know they could do that. Do you have any personal recommendations?
- 5,056
Since UHC and Humana are the only carriers who advance (major carriers....excluding Assurant) I would find an advance contract that does not charge interest, other wise if you do not want advances, do carrier direct as long as you get 20%.
- Thread starter
- #10
aus0417
Expert
- 52
but if I contract with the carriers directly, there will be no leads. It seems to me that it would be more profitable to take the 20% with a an org. who is providing leads than to contract with carriers and buy leads or market myself...however, I understand your point about the interest deal. I guess it would be too good to be true to ask for an IMO who can provide leads, and a good commission level, with advancing, and no interest on debit balance
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