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I've been pondering United Heath One's recent change in effective dates from basically choosing any effective date to 30 days out.
Then I got this:
*Coverage effective dates for Golden Rule renewable health plans will be the later of 30 days after an application is received or the date requested by the customer (but no greater than 60 days).
*Also, the 14-day waiting period for illness following the effective date of coverage will be eliminated, so there will no longer be separate effective dates for injury and illness.
Since they have decided to eliminate their policy of not covering illnesses within 14 days of the effective date they are protecting themselves by requiring 30 day effective dates.
Then I got this:
*Coverage effective dates for Golden Rule renewable health plans will be the later of 30 days after an application is received or the date requested by the customer (but no greater than 60 days).
*Also, the 14-day waiting period for illness following the effective date of coverage will be eliminated, so there will no longer be separate effective dates for injury and illness.
Since they have decided to eliminate their policy of not covering illnesses within 14 days of the effective date they are protecting themselves by requiring 30 day effective dates.