Johnny:
Yes, that was probably a manager. Although they make it easy to be a manager when you produce. It's door to door wih small business owners showing the benefits of individual policies. They lead with $5k deductible and Suite Solutions. Sometimes, this can be a good fit but not often enough. I prefer
HSA plans myself and Assurant can be competitive
HSA plan. They offer a 12 month advance and there is where the income is produced. I was leading with the idea of more benefits for less money and the more benefits were more policies. Assurant has been applying pretty large price increases in the second year as well. The Americas Health Team people are nice people and help as they can. They offer lead that are telemarketed when you produce. I hope this helps.