Over 150.000 insurance professionals and consumers come to the Insurance Forum every month. Click here to register for FREE and find out why.

Insurance Forum
Currently Online: 185
Members: 43,103
Discussions: 49,863
Messages: 651,040
Join the Insurance Forum Facebook Page  Join our LinkedIn Group of Insurance Agents  Join our Google+ Page  Follow Insurance Forum on Twitter

Go Back   Insurance Forum > Insurance Agents and Brokers Forum > Insurance Leads
 




Reply to Who Has the Best Life Leads?     
Old 07-26-2012, 11:32 AM   #1
Expert
StinkyPilot on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Jul 2012
Posts:24
State: StinkyPilot is an Insurance Agent from Arizona
Who Has the Best Life Leads? Who Has the Best Life Leads?
Good Morning to all....

Just thought I'd throw this up to see what kind of feedback I can get. I'm being barraged by Lead companies. What I'd like to ask is who seems to provide the best and most consistent Life leads.

1. Netquote-seems to have good leads. Have made a few sales
2. InsuranceLeads-good interface but not very good leads.
3. InsureMe-A BankRate company
4. insweb.com-AgentInsider leads
5. HomeTown-I've heard good things.

If I can get some feedback, I'd appreciate it.

Hope everyone had a productive week.

Thanks,

Phillip
------------------------------------
StinkyPilot is offline   Reply With Quote to Who Has the Best Life Leads?

Old 07-26-2012, 12:03 PM   #2
Guru
LGilmore on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Jun 2007
Posts:2,568
State: LGilmore is an Insurance Agent from Washington
LGilmore is a member of 1000 posts VIP club
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
As with any lead company your mileage will vary depending on the zips you're using and what they are doing.

I also think you look at other aspects from these companies as well. What is their return policy? Eliminate any who cap returns. Also any that make getting a honest return where you've done your footwork a hassle. Can't tell you how many companies lost my business because the person handling the credit request was too fing lazy to read the notes with the request, which would have made it a slam dunk. I mean to point out a lead has been DEAD for almost a year with a link to the obit, shouldn't be met with "we called and got an answering machine".

Refund policy... I decided against several vendors who state in their agents contract that they will never refund your money should you part ways. They will only provide leads.

Up front cash commitment from the agent.. depends on how much money you want to sink into some company that may not refund your money (see above)? This forum is full of agents who fronted several thousand dollars to lead companies, only to be burned or completely frustrated. This is a personal agent's decision. For me, if I can't start it for a hundred or so, I'm not really interested. And screw 'set up fee" companies where they charge you $500 to open your account to charge you for leads.

These situations exist because there are just enough dumb agents to fall into these snares. Some agents have trouble walking away or think if it costs more, it must be better...
It's funny how sometimes just saying no thanks changes everything. Looked at one recently with that $500 set up fee, combined with expensive lead costs. First conversation "yea, all this is firm", passed on the deal. A week later, "well we can waive your set up fee and charge you less for leads if you get started right now". Can't heading out for vacation, will the deal still be there when I get back? "sure".

I haved used a bunch of lead providers over the years and really it comes down to how much hassle are you going to put infront of me, when I searched the lead and found it to be fake? If you're not going to review the proof I found and I have to call you to make you go over it to get my credit, I don't want to do business with you.

I use HTQ as my primary source of internet leads for all the reasons stated above. They are pretty fair to deal with. Not that I haven't chewed Bob's arse every so often. But those times are few and far between when comparing with others out there.

Now I wish he'd get his auto thing going so he can spend more time with life getting it to be more productive, but HTQ is a company I will hang onto as they are good to deal with when things aren't good. Because let's face it, internet leads have been on a quality decline for the past 3-5 years, so it has become how are you treated when you get a fake lead? A good lead, everybody's the same as you don't need them beyond the lead information. It is when you get a bad lead where service really applies. So far HTQ's are one of those whose service is up there.

There's your plug Bob, now finish up that dam auto stuff.
------------------------------------
LGilmore is offline   Reply With Quote to Who Has the Best Life Leads?

Old 07-26-2012, 01:47 PM   #3
Super Genius
 
Join Date: Feb 2010
Posts:77
State: sissymary is an Insurance Agent from Alabama
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
I don't think there are any legit lead companies out there! You might as well do your own mailings/calls yourself. Unless you do your own mailings, where the lead comes back to you, all you will get from lead co's is a shared lead.
------------------------------------
sissymary is offline   Reply With Quote to Who Has the Best Life Leads?
Old 07-26-2012, 02:52 PM   #4
Guru
Tampa Bay Rep on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Oct 2008
Posts:469
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
If you are wanting to get new life leads you might also want to look into 1 day old leads because you can get them at a very significantly lower price.

------------------------------------
Request Recording Of Agent Showing How He Does $60K AV A Week Working Aged Insurance Leads. StellarProspects.com Will Beat Anyone's Prices! 813-994-8874
Tampa Bay Rep is offline   Reply With Quote to Who Has the Best Life Leads?

Register Now for FREE!
Are you an Insurance Forums member yet ? To sign up for your FREE INSTANT account, please fill out the form below !

Username:     Password:   Confirm Password:     E-Mail:   Confirm E-Mail:     
   
Question of the day:   How old are you now, if you had your twenty-fifth birthday today? I agree to forum rules 


Old 07-26-2012, 02:55 PM   #5
Guru
VolAgent on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: May 2009
Posts:8,222
State: VolAgent is an Insurance Agent from Tennessee
VolAgent is a member of 5000 posts Super VIP club
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
Originally Posted by Tampa Bay Rep View Post
If you are wanting to get new life leads you might also want to look into 1 day old leads because you can get them at a very significantly lower price.
What vendors provide them? Agents might as well know so they don't make the mistake of buying from them. A day old? That is crazy to charge 15+ for lead and then resell it tomorrow.

------------------------------------
You can pay the premium or you can own the loss.
VolAgent is offline   Reply With Quote to Who Has the Best Life Leads?
Old 07-26-2012, 03:39 PM   #6
Expert
StinkyPilot on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Jul 2012
Posts:24
State: StinkyPilot is an Insurance Agent from Arizona
Who Has the Best Life Leads? Re: Who Has the Best Life Leads? StinkyPilot is the thread starter for: Who Has the Best Life Leads?

So, I checked the "significantly lower prices mentioned above"...seems they want approximately $15 per lead too....doesn't seem like a good deal to me.
------------------------------------
StinkyPilot is offline   Reply With Quote to Who Has the Best Life Leads?
Old 07-26-2012, 03:41 PM   #7
Guru
Josh on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Jan 2009
Posts:8,909
State: Josh is an Insurance Agent from Virginia
Josh is a member of 5000 posts Super VIP club
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
Originally Posted by StinkyPilot View Post
So, I checked the "significantly lower prices mentioned above"...seems they want approximately $15 per lead too....doesn't seem like a good deal to me.
Wrong vendor. Ask Michael Norris (tampa bay rep) what he can do for you.
------------------------------------
Josh is offline   Reply With Quote to Who Has the Best Life Leads?
Old 08-08-2012, 04:00 PM   #8
alx
New Member
 
Join Date: Aug 2012
Posts:5
State: alx is an Insurance Agent from Missouri
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
+1 on trying aged life leads. We've made a foray into life with a soft launch of our product, and these have worked out well for us. We've had particular success with aged final expense leads.

If you can swing it, I would recommend contacting someone who may get a bonus from their company for selling remnant leads, and try to work out a rev share where you pay on the closed policy.
------------------------------------
alx is offline   Reply With Quote to Who Has the Best Life Leads?
Old 08-08-2012, 04:13 PM   #9
Guru
Josh on Who Has the Best Life Leads? - Insurance Forum
 
Join Date: Jan 2009
Posts:8,909
State: Josh is an Insurance Agent from Virginia
Josh is a member of 5000 posts Super VIP club
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
Originally Posted by alx View Post
+1 on trying aged life leads. We've made a foray into life with a soft launch of our product, and these have worked out well for us. We've had particular success with aged final expense leads.

If you can swing it, I would recommend contacting someone who may get a bonus from their company for selling remnant leads, and try to work out a rev share where you pay on the closed policy.
I'd be surprised if anyone would do a revenue share.
------------------------------------
Josh is offline   Reply With Quote to Who Has the Best Life Leads?
Old 08-08-2012, 04:19 PM   #10
alx
New Member
 
Join Date: Aug 2012
Posts:5
State: alx is an Insurance Agent from Missouri
Who Has the Best Life Leads? Re: Who Has the Best Life Leads?
Doesn't hurt to ask. That's how I developed 2 such relationships.



------------------------------------
alx is offline   Reply With Quote to Who Has the Best Life Leads?
Reply to Who Has the Best Life Leads? 

  Insurance Agent Forum > Insurance Forum > Insurance Agents and Brokers Forum > Insurance Leads





Similar Threads with Who Has the Best Life Leads?
Thread Thread Starter Forum Replies Last Post
Mega Strikes Again NASE/UGA/HEALTHMARKETS moonlightandmargaritas Individual Health Insurance Forum 570 03-11-2013 11:36 AM
Has Anyone Built a Facebook Page for Their Business? AgentDrew Insurance Websites 80 02-23-2013 08:00 PM
Auto and Life Leads for Starters apesako Insurance Leads 11 02-13-2012 01:00 PM
My personal experience with Aflac STIBROKER Employee Benefits Forum 692 10-11-2011 10:51 PM
Exclusive Telemarketed FE Life Insurance Leads $15 insureitnow Insurance Offers 0 07-24-2010 10:56 AM
EIULs and Missed Fortune honestagent Life Insurance Forum 69 03-22-2010 07:58 PM



All times are GMT -5. The time now is 02:38 AM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2013, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.