Insurance Website Earning Good Revenue

somarco · 06-08-2009, 03:27 PM

Never try to teach a pig to sing.

It is a waste of your time and it annoys the pig.

Mike S · 06-08-2009, 03:44 PM

Originally Posted by somarco

Never try to teach a pig to sing.

It is a waste of your time and it annoys the pig.

I agree, thanks for pointing out the their lack of understanding. The point of this thread was to show other agents a creative way to earn income from insurance affiliate programs as a supplement to their existing income. Oh well!

arnguy · 06-08-2009, 04:27 PM

Mike, providers are the health professionals that provide the service, e.g., doctors, dentists, chiropracters, etc., not the insurance companies. As was stated before and I will reiterate----there are no discounts in health insurance!

moonlightandmargaritas · 06-08-2009, 04:39 PM

Originally Posted by Mike S

I was just reading through my thread an noticed that[COLOR=black] moonlightandmargaritas[/COLOR] sure has quite a bit to say and most of it is negative.

If you want to call pointing out mistruths, half-truths and inaccuracies negative - then so be it.

I was going to call you a whiney, sniveling little girl, but then I thought better of it as you might report me again to the Administrator...

Oops...what's that? You better run along. I think I hear your Mommy calling you.

Mike S · 06-08-2009, 05:52 PM

Originally Posted by moonlightandmargaritas

I was going to call you a whiney, sniveling little girl, but then I thought better of it as you might report me again to the Administrator...

Oops...what's that? You better run along. I think I hear your Mommy calling you.

Hopefully this post will finally get you suspended. I am sure there are other insurance forums where you can nest. Stay thirsty!!!

moonlightandmargaritas · 06-08-2009, 06:02 PM

Originally Posted by somarco

Never try to teach a pig to sing.
It is a waste of your time and it annoys the pig.

Originally Posted by Mike S

I agree, thanks for pointing out the their lack of understanding.

Nice try, but my money says he was referring to YOU.

Mike S · 06-08-2009, 06:12 PM

Don't you have 300 or 400 threads to maintain, I appreciate all the attention, but you should consider moving on.

theinsuranceman · 06-08-2009, 06:17 PM

LOL

moonlightandmargaritas · 06-08-2009, 06:27 PM

Originally Posted by moonlightandmargaritas

There is no such thing as a "deep discount" on health insurance. Doesn't exist, not allowed by law.

Originally Posted by somarco

Providers is not correct terminology. They are carriers or companies but never providers.

Originally Posted by CHUMPS FROM OXFORD

I haven't checked your website today, but the comment in question was

"Each Health insurance provider below is currently offering deep discounts."

Health insurance rates are normally approved by each state DOI. The companies do not offer "deep discounts."

Originally Posted by jerry176

I put my zip code in. How come i did not get a deep discount here in New Jersey. If they offered a deep discount, the insurance would be Sh##. I know this because I purchase health insurance for my family, and it is not cheap.

Originally Posted by djs

I read some of your blog. All I can say is that an insurance agent would probably lose his license if he said what you have to say.

Just a quick update, coverage is the same price, whether purchased online or through an agent...it is highly improper to say 'deeply discounted'. In the context you are using it, it would be unethical for an agent to say this. You are welcome to email me and I'll explain why, but in short, it sends the wrong message, neither agents nor carriers can provide one person a discount over another person without approval from the department of insurance.

Originally Posted by CHUMPS FROM OXFORD

I like your marketing, but as others have pointed out...honesty is not exactly your most prominent attribute.

Originally Posted by arnguy

As was stated before and I will reiterate----there are no discounts in health insurance!

OK "Mike", we have about 200+ years of combined insurance experience telling you that your stuff is not truthful, dishonest and misleading.

Your response? You decided that we are wrong, and you won't change it.

Nice integrity.

Mike S · 06-08-2009, 07:48 PM

Try to Listen for a second before you go off on a tangent again.
Every insurance website from Allstate to Geico advertises "Discounts" and "Savings". So you will also need to contact these companies and tell them they are "not truthful, dishonest and misleading".

I know I am naive trying to tell people they could save on insurance. What a silly concept. As far as 200 years of experience. I hope your friends appreciate you lumping them in with your rants. They are probably not your friends anyway, so it does not matter.

There are probably quite a few people that don't participate on this forum because of guys like you. That's a shame because those people would probably be much more constructive than a wind bag that intrudes on every post.

Stay thirsty my friends (how original)!!

djs · 06-08-2009, 08:45 PM

Every insurance website from Allstate to Geico advertises "Discounts" and "Savings". So you will also need to contact these companies and tell them they are "not truthful, dishonest and misleading".

Actually, they have lawyers review their content, and if you read it carefully, it doesn't say what you think.

Lets take an example. I'm looking at the Allstate website, they have a banner that says:

Get more and pay less. People who switched from Geico to Allstate saved $473 a year on average. Start your quote today.

You say:

Save an average of $364 on your most important insurance costs.

Allstate has listed a result of an actual fact. Why? Because people who would pay more simply don't switch. They have studies that they have done to prove their statement.

If you looked at all of the ads, took an average, then said something like: "People who shop their insurance save an average of $364 when they switch", well, this would be along the same lines as the carriers (check with your own attorney to see if this would work).

That said, I'm not thrilled with the way the carriers say this either, but I understand why they do it this way.

As far as discounts go, these are discounts that the carrier had to prove were actuarily sound, such as the auto/home discount. Truth is, homeowners tend to have fewer accidents than renters. They had to prove this to offer the discount, or at least prove that it costs significantly less money to write multiple lines in a single household (which is also true).

Since you are making some decent money, I would suggest paying a lawyer a bit to go through the website and make sure it is compliant.

Heck, even the use of the insurance company logos may violate their terms of use. Some are pretty picky about these things.

Dan

P.S. I'm always thirsty. Don't give Paul (moonlight) a hard time. He tends to do more than just get even.... and he's usually right, though rarely politically correct.
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Originally Posted by somarco

.

the price is the price is the price. Doesn't matter how you buy it, it's the same price. No negotiating. You negotiate coverages if you need a different price

I understand where you are going with this, and I agree in principle. But there are also underwriting differences across all lines of coverage where the same benefits will result in different prices and other contingencies from carrier to carrier.

Mike may know how to make money but he does not know much about the industry. If he sticks around here long enough he might just learn something.
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Still, the price from the same carrier, regardless of how or who submits it, will be the same (well, should be anyway).

This comment was based on a comment in his blog of submitting directly to the carrier rather than through an agent, that way the agent doesn't get paid and the person would save money.

Slightly incorrect.

There is no requirement that across carriers that the price be the same... at least not yet, may be coming soon enough.

Dan

Mike S · 06-08-2009, 09:06 PM

Originally Posted by djs

P.S. I'm always thirsty. Don't give Paul (moonlight) a hard time. He tends to do more than just get even.... and he's usually right, though rarely politically correct.
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I am confused. This guy is the one doing the bashing. I would like to have a productive post without his continuous criticism and insults. Why does he need to get even with me? This should be a professional forum, not a circus.

theinsuranceman · 06-08-2009, 09:18 PM

Agreed!

AgentOrange · 06-08-2009, 09:20 PM

I dont understand why Mike S is being jumped on like this. All he's doing is simple click throughs making a few hundred bucks a month. I say good for you, Mike. I wish I was tech savy and could build my own site. Haha, I got quoted $2999.99 for a website once, obviously the designers dont understand ROI. Good luck to you Mike, I think its ok.

You said you built it ... can you elaborate ?

Mike S · 06-08-2009, 11:21 PM

Hi AgentOrange,

Thanks for positive feedback. The site is really basic, it took about 4 hours to construct. It should only cost about $300 to have someone do it for you.

Once you have the site built you can apply to the affiliate programs, Google adsense and Surehits.

Go to Find Freelancers, Professionals, and Contract Workers for Hire - Guru.com to find people who build websites. You can post a listing and people will bid on your project. The site is free to use.

ghealthplus · 06-08-2009, 11:35 PM

I agree..This should be a professional forum and not a bashing contest. Constructive criticism is one thing but insults are not professional. I appreciate you Mike sharing with everyone. BTW..I sent you a PM. Thanks

thebeacon · 06-11-2009, 05:29 PM

What?????... I say that you get no one going to that website. unless you use magic...

Here is why..

Your Google Page Rank is: 1
Pages Indexed on Google is: 3
Websites Linking to your website is: 8
Pages Indexed on MSN, Bing.com now is: 4
Alexa Rank: 3575252 (if you know how to read that number it basically tells me that the only people going to your site is you and people from this forum)

Good luck with your site though... I hope you make billions...

If you use magic trick to make money of that site I want to know it, I'll pay you for it.

CHUMPS FROM OXFORD · 06-11-2009, 07:37 PM

He says he makes "several thousands of dollars" per month.

Hmm...

somarco · 06-11-2009, 08:36 PM

I can say I slept with Catherine Zeta Jones last night but that does not make it so.

Mike S · 06-11-2009, 10:22 PM

Originally Posted by thebeacon

What?????... I say that you get no one going to that website. unless you use magic...

Here is why..

Your Google Page Rank is: 1
Pages Indexed on Google is: 3
Websites Linking to your website is: 8
Pages Indexed on MSN, Bing.com now is: 4
Alexa Rank: 3575252 (if you know how to read that number it basically tells me that the only people going to your site is you and people from this forum)

Good luck with your site though... I hope you make billions...

If you use magic trick to make money of that site I want to know it, I'll pay you for it.

I mentioned in the beginning of the thread that the attached blog drives the traffic to the site. The blog has over 150 pages indexed in Google, Yahoo and MSN. Over 100 people a day on average visit the site. I do earn several thousand dollars a month from the site. I regret making this post because of the 4 or 5 people who dedicate there lives to discrediting other peoples threads. I am guessing that if these same people used their time more productively they could build their own site and earn a few dollars!!
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Originally Posted by somarco

I can say I slept with Catherine Zeta Jones last night but that does not make it so.

I think you meant Adam Lambert