Insurance Agent Forum

[Melmunch3]

If a parent would like to put their newborn on a separate health plan, but the baby does not yet have a social security number or birth certificate, can they do so?

[Arno]

The newborn is considered as the mother for a period of time, a month I think. So she would not need to be on a policy until the paperwork is done and the birth cert and social arrive. It is also possible to get a birth cert if the baby is born at home with correct documentation. (I don't know this b/c of insurance, my wife is a midwife)

[healthagent]

Originally Posted by Melmunch3

If a parent would like to put their newborn on a separate health plan, but the baby does not yet have a social security number or birth certificate, can they do so?

Need the check to rules of the carrier. Some require that the baby is 30 days old and already completed the 1st well-baby check up. But you don't need a social.

[somarco]

Why do they want the baby on a separate policy? This will almost certainly require a birth certificate & SS#.

Assume you are speaking of individual, not group coverage.

[STIBROKER@AUSTIN.RR.COM]

Originally Posted by somarco

Why do they want the baby on a separate policy? This will almost certainly require a birth certificate & SS#.

Assume you are speaking of individual, not group coverage.

lots of reasons.....group to expensive....or the mother not going back to work and plan is on her.....and some carriers do not require SS#......

[arnguy]

The PA DOI mandates that newborns are automatically covered for the first 30 days under the mother's coverage.

[fin1forall]

I try to avoid the situation because of regulations. If there is a doubt...pass!

[mariemerganser]

You can do it in florida with GR

[thereaper]

Originally Posted by mariemerganser

you can do it in florida with GR

Only after the two month checkup. You can also do it with Humana.

[dannysdad]

Axe Obama Mama. Her baby didn't have a birth certificate or social security number, either.

[ABC]

The child is able to go on the mothers plan without being underwritten.

Put the child on the group until there is a clean bill of health then move both of them to an individual plan.