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Scroll down for a discussion on Interactive Voice Dialing Lead Campaigns within the Insurance Offers.

Cold calling has ZERO costs As long as your time is worth $0 that statement can be true....


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Old 08-03-2008, 08:00 PM   #21
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Cold calling has ZERO costs
As long as your time is worth $0 that statement can be true.
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Old 08-03-2008, 08:56 PM   #22
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robliano on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Originally Posted by srkaldi View Post
Cold calling has ZERO costs ?
Welcome aboard! Seems you'll fit right in.


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Old 08-04-2008, 10:38 PM   #23
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salpro22 on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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It used to amaze me when agents would say things on here that were borderline illegal. For all the newbies out there.....watch your ass and make sure you perform your due diligence before embarking on any type of campaign.

Just because somebody hasn't gotten caught does not mean that some day some pissed off consumer isn't going to vent to the Attorney General....check the federal and local laws....
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Old 08-05-2008, 06:58 AM   #24
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healthagent on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Residential VM campaigns are illegal by Federal law. If any companies is trying to say they are indeed legal run far away since they have their head buried far up their a**.
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Old 08-05-2008, 07:04 AM   #25
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healthagent on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Here are the DNC rules:

Unwanted Telephone Marketing Calls

Here are the only excepts to using prerecorded messages:

Calls using artificial or prerecorded voice messages – including those that do not use autodialers – may not be made to home phone numbers except for:
  • emergency calls needed to ensure the consumer’s health and safety;
  • calls for which you have given prior express consent;
  • non-commercial calls;
  • calls that don’t include or introduce any unsolicited advertisements or constitute telephone solicitations;
  • calls by, or on behalf of, tax-exempt non-profit organizations; or
  • calls from entities with which you have an EBR.

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Old 08-06-2008, 12:23 AM   #26
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"Press 1" to tell the insurance agent answering the call to go F*$# themselves.

Thats about all you get on those type of calls.

And yes to residences - it is illegal. And you are responsible, don't think you are off the hook because you outsourced the job.
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Old 08-06-2008, 10:03 AM   #27
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myinsurebiz on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Scrub your list against the DNC, provide a way to "opt out" and all is good.

There are hundreds of companies doing voice broadcast - hundreds. Many in the insurance lead generation business. Do you actually think they would be advertising their services if it were illegal in all States?

Now - some States have created their own laws - so, best to know which ones.

Call the people at the website below and ask them if it's illegal - they do it all day long:

Final Expense Sales Leads

Tom
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Old 08-24-2008, 01:14 PM   #28
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Alsky on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Originally Posted by TXINSURANCE View Post
"Press 1" to tell the insurance agent answering the call to go F*$# themselves.

Thats about all you get on those type of calls.

And yes to residences - it is illegal. And you are responsible, don't think you are off the hook because you outsourced the job.
Joe, we can post until our fingers are bloody, but obviously, some people will never get it.
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Old 08-25-2008, 07:43 AM   #29
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SportsNut on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Originally Posted by TXINSURANCE View Post
"Press 1" to tell the insurance agent answering the call to go F*$# themselves.
I love it when they talk dirty to me.
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Old 09-11-2008, 08:17 PM   #30
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Below, I copied and pasted from the FCC's website:

The FCC has specific rules for automatic telephone dialing systems, also known as “autodialers.” These devices can be particularly annoying and generate many consumer complaints. The rules regarding automatically dialed and prerecorded calls apply whether or not you have registered your home phone number(s) on the national Do-Not-Call list.
Autodialers can produce, store, and dial telephone numbers using a random or sequential number generator. They often place artificial (computerized) or prerecorded voice calls. The use of autodialers, including predictive dialers, often results in abandoned calls – hang-ups or “dead air.” Except for emergency calls or calls made with the prior express consent of the person being called, autodialers and any artificial or prerecorded voice messages may not be used to contact numbers assigned to:
  • Any emergency telephone line;
  • The telephone line of any guest or patient room at a hospital, health care facility, home for the elderly, or similar establishment;
  • A paging service, wireless phone service (including both voice calls and text messages), or other commercial mobile radio service; or
  • Any other service for which the person being called would be charged for the call.
Calls using artificial or prerecorded voice messages – including those that do not use autodialers – may not be made to home phone numbers except for:
  • Emergency calls needed to ensure the consumer’s health and safety;
  • Calls for which you have given prior express consent;
  • Non-commercial calls;
  • Calls that don’t include or introduce any unsolicited advertisements or constitute telephone solicitations;
  • Calls by, or on behalf of, tax-exempt non-profit organizations; or
  • Calls from entities with which you have an EBR.
In addition, the FCC’s rules prohibit the use of autodialers in a way that ties up two or more lines of a multi-line business at the same time. All artificial or prerecorded telephone messages must state, at the beginning, the identity of the business, individual, or other entity that is responsible for initiating the call. If a business is responsible for initiating the call, the name under which the entity is registered to conduct business with the State Corporation Commission (or comparable regulatory authority) must be stated. During or after the message, the caller must give the telephone number (other than that of the autodialer or prerecorded message player that placed the call) of the business, other entity, or individual that made the call so that you can call during regular business hours to ask that the company no longer call you. The number provided may not be a 900 number or any other number for which charges exceed local or long distance charges.
Autodialers that deliver a recorded message must release the called party’s telephone line within five seconds of the time that the calling system receives notification that the called party’s line has hung up. In some areas, you could experience a delay before you can get a dial tone again. Your local telephone company can tell you if there is a delay in your area.
Telemarketers must ensure that predictive dialers abandon no more than three percent of all calls placed and answered by a person. A call will be considered "abandoned" if it is not transferred to a live sales agent within two seconds of the recipient's greeting.
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Old 09-12-2008, 02:19 PM   #31
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joshril on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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If you look at the enforcement action from the FCC, a majority of it had to do with autodialers with a recorded voice.

I'll pass on getting fined and cursed out.
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Old 09-12-2008, 04:45 PM   #32
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moonlightandmargaritas on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Originally Posted by myinsurebiz View Post
Do you actually think they would be advertising their services if it were illegal in all States?
If I'm not mistaken, murder, rape and robbery are illegal in all states too (except maybe Texas), yet people still do it...
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Old 09-18-2008, 09:08 PM   #33
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joshril on Interactive Voice Dialing Lead Campaigns - Insurance Agent Forum
 
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Originally Posted by moonlightandmargaritas View Post
If I'm not mistaken, murder, rape and robbery are illegal in all states too (except maybe Texas), yet people still do it...
We still carry six-shooters here in Austin... I shot a man at Monday night football this week...
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Old 06-06-2009, 07:31 PM   #34
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Is this legal at all anymore?
I just found out about it? I have gotten calls from Dean Cipriano that were automated but only after I initiated contact through email.
So I am assuming you cannot cold call voice broadcast unless it is not a sales call.??
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Old 08-22-2009, 06:11 AM   #35
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Originally Posted by myinsurebiz View Post
Not really Marg - seems to be just starting.

Just be sure the list is scrubbed against the DNC and provide an "opt out" and all is good.

We'll ride the wave as long as there is a wave I guess.

Heck - it works.

Off of $1500 in cost - my company wrote over $10k in annual premium on Final Expense. Not bad for a first time and going through the learning curve.

Using the mailer in addition to the live calls should increase results - that is the plan anyway.

Putting together one for businesses targeting Workers Comp for this month with a mailer as well - should be interesting.

Tom
How did workers comp go?

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