IRG/AIM Health Solutions

1fastpony · 01-15-2009, 01:07 PM

Can you send me your input on AIM also please? I'm an agent in Texas and have only sold 3 of these AIM products so far. Since I have a physical office/agency here in the town I was born and raised in, I certainly don't want to take any chances on selling something that can give me a black eye with my customers or our community. Thanks in advance!

arnguy · 01-15-2009, 03:32 PM

Originally Posted by somarco

Your point is?

FWIW this is the 3rd or 4th carrier listed as the issuing carrier.

I tried finding info on American Medical life. One site (amlico.com) is non-working. Another site indicated AMLICO was taken over by Trek. That site would install malware if I went there.

Doesn't sound inviting.

Wow, this thread is still alive. Bob, are you sure that you didn't mean AMLICO was taken over by Drek instead of Trek?

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BTW, drek is a Yiddish word that is the equivalent of the French word merde.

Merde translates into English as feces.

rick_d · 01-16-2009, 02:47 PM

Originally Posted by healthagent

I guess for the 50th time...what is their corporate address...the building where all the employees show up to work in the morning.

And you're telling me AIM is a non-profit???

AIM is a marketing organization. AMLI - American Medical and Life Insurance Company of NY is the insurance company. AIM does not underwrite, they only sell the product. Check with your DOI for AMLI and the DOI where they are domiciled (NY) for complaints, etc. If you need to get licensed to sell the product, you may contact me by e-mail. I am a GA.
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Originally Posted by 1fastpony

Can you send me your input on AIM also please? I'm an agent in Texas and have only sold 3 of these AIM products so far. Since I have a physical office/agency here in the town I was born and raised in, I certainly don't want to take any chances on selling something that can give me a black eye with my customers or our community. Thanks in advance!

If you're already selling, who is your GA? contact them. The company is American Madical and Life insurance Company of NY.

somarco · 01-16-2009, 04:11 PM

http://www.ins.state.ny.us/exam_rpt/8141803.pdf

The AIM product is still not filed in Georgia (and probably a bunch of other states). Tell me why anyone would want to align with this product?

drek is a Yiddish word that is the equivalent of the French word merde.

Merde translates into English as feces

Thanks for the linguistics lesson!

Bareets · 01-16-2009, 04:23 PM

I personally have emails from Louis De Luca, one of them being, "I am working on getting you a formal answer form our attorneys, I will call you later in the day". I asked him for a sample policy on the AIM product and he gave me s policy with name of "Perfect Health Insurance Company" on it (formerly anthem i believe). I asked him how that company can sell in all 50 states when they are only licensed in NY. Basically, the master contract holder that the plan is wrrten on is the Association. Once someone becomes a member of the Association they rae eligible to buy any plans being offered by the Association.

I dunno, i didn't sign up. Personal choice.

I am located in AZ.

arnguy · 01-16-2009, 04:40 PM

You're welcome, Bob. I also do Latin!

somarco · 01-16-2009, 07:45 PM

Pig Latin or the other kind?

ibsins · 02-13-2009, 02:04 AM

Originally Posted by healthagent

Check your private messages. And run, do not walk to your nearest exit regarding this outfit.

I just started working with AIM..clients are complaining about customer service...

Can you send me that private message you sent the other member ?

Please do
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Somarco - you're a dunce....this company checks out...

Form numbers filed with state
American Medical and Life Insurance Company. AIM/AMLI SL/HM 09/08

Mini meds arent held to the same regulatory guidelines as major medical....

You've made an utter mess of yourself...

You've not substantiated one of your hot air filled balloons...

Get smart -
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Yeah I have a reply....

AIM is legitimate...

Lou DeLuca who runs AIM + IRG has a father who is a senator is Conetticut!

JEESE - you guys are pathetic!

Search your local DOI for
American Medical and Life Insurance Co. (in most states)
OR
GTL (in other states) - Guar. Trust Life

Will you guys please quit making fools of yourselves!

somarco · 02-13-2009, 08:35 AM

Outstanding first post, IBSINS.

Looking forward to having you share your extensive knowledge.

You can start by enlightening us on what qualifies as creditable coverage under HIPAA rules.

You might want to brush up on U.S. geography. I have not been able to find Conneticut on any maps. Perhaps it is one of the 57 states Obamaman visited on the campaign trail.

moonlightandmargaritas · 02-13-2009, 08:38 AM

Originally Posted by ibsins

who is a senator is Conetticut!

Will you guys please quit making fools of yourselves!

Ah, ok...

ibsins · 02-14-2009, 01:18 AM

Its a group health plan -thats a HIPPA qual.

Additionally - you must excuse the spelling

Louis Delucas father is a senator - ins. boards etc.

AIM is acutally a terriffic program...

I've had significant claims paid...

Just open the door in your mind that its legitimate and you'll indeed see that it is...

That being said - most assoc. group plans use the association for regulatory ease...

I dont claim to be an expert - but you must be
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I enjoyed the Obama comment....I've been looking for all the change -

somarco · 02-14-2009, 10:04 AM

its a group health plan

No, it isn't.

Louis Delucas father is a senator

Your point is?

most assoc. group plans use the association for regulatory ease...

Most association plans, operating under the guise of a group plan, are illegal in most (if not all) states.

HealthGuy · 02-14-2009, 01:09 PM

IBSINS: You are posting like a moron. Don't take on the vets in the forum and who cares if you think AIM is great, nobody here does. Go sell and pay for your AIM plan and make a life of it. Its still a pile of crap.

byugreg · 04-13-2009, 08:17 PM

I am in Utah and recently was contacted by an agent I know and told to get appointed with this plan to sell to people that want to use it for hospital stays (like maternity, etc). He said to use it as a supplemental plan like Aflac.

The first thing I questioned was the brochure didn't have the name of any insurance company. The appointment paperwork mentioned AMLI & GLI depending on the state I wanted to contract with, but the consumer brochured didn't. Their "AIM HEALTH PLANS DOT COM" website does mention AMLI and GLI but not the brochure. I called my DOI and they had plenty of AIM companies, but said to call the company and ask about the insurance companies. I called the company and they said it was GLI & AMLI but had no answer as to why it wasn't on the brochure.

I would love to get the "private information" that was mentioned at the top of this post.... I would love to know why I should "Run" not walk to the nearest exit

Bob_The_Insurance_Guy · 04-14-2009, 12:00 PM

Just received a FREE Leads email from these clowns.

TANSTAFL

Maybe we should put the AIM and UA/Mega folks on a boat with

And hire a Navy Seal

myinsurebiz · 04-14-2009, 12:52 PM

Limited Benefit Plans have their place in the insurance biz.

If someone can't qualify for traditional Health Insurance - wouldn't you agree that "something is better than nothing" ?

I mean hell even a Discount Card is better than nothing if it saves the client more money than what they spend on the plan itself . . .

Don't hate the players - hate the game!

Tom

Bob_The_Insurance_Guy · 04-14-2009, 11:48 PM

I actually offer IAB Benefits Limited Medical Benefit Plans, so I was saying it somewhat tongue and cheek.

Richard · 04-15-2009, 10:13 AM

Originally Posted by byugreg

I am in Utah and recently was contacted by an agent I know and told to get appointed with this plan to sell to people that want to use it for hospital stays (like maternity, etc). He said to use it as a supplemental plan like Aflac.

The first thing I questioned was the brochure didn't have the name of any insurance company. The appointment paperwork mentioned AMLI & GLI depending on the state I wanted to contract with, but the consumer brochured didn't. Their "AIM HEALTH PLANS DOT COM" website does mention AMLI and GLI but not the brochure. I called my DOI and they had plenty of AIM companies, but said to call the company and ask about the insurance companies. I called the company and they said it was GLI & AMLI but had no answer as to why it wasn't on the brochure.

I would love to get the "private information" that was mentioned at the top of this post.... I would love to know why I should "Run" not walk to the nearest exit

Greg, AMLI stands for American Medical and Life Insurance Co. of NY. GTL is Guarantee Trust Life. AIM (Association of Independent Managers) is the Association and marketing organization. IRG, LLC is administration, enrollment, billing and commissions. The defined benefit plan underwritten by AMLI and marketed by AIM is an excellent alternative to M/M for those who cannot qualify or afford. If you you have any questions, feel free to call me. My contact information is listed below. One warning: AIM and IRG are getting lots of volume and have added a number of new staff to handle the increase. Therefore telephone messages are slow to respond and hold times are long.

Richard A. Dextraze
RA Dextraze & Associates
843-686-5204
dextrazeins@hargray.com