Insurance Agent Forum

[healthagent]

I just love the youtube vids.

YouTube - Health Insurance Leads

[Mr. Bill]

100% good lead guarantee! Must be good...

[somarco]

"hold leads until payday" . . .

Payday leads. Gotta love it.

Didn't know they were in the GA biz as well. Guess I need to sign up for those 135% life contracts & 25% health contracts.

[k1s1h1]

Has anyone ever used this company. They sound good from there video but that could be deceiving. What are some good lead companies if any?

[JDB]

I have a friend who just ordered some leads from leadco.biz & he has been pretty happy with the few he received this last week. We'll see if he's still happy in the next few weeks though.

Any further thoughts or experiences with them?

And what about those contracts?
Somarco, I can't tell if you're sarcastic or not.


So, who on this forum actually buys internet leads?
And what is your experience with them?

After searching the forum, I'm left wondering if there are any decent internet lead companies out there.


Thanks.

[JDB]

I just went through their cheaphealthinsurance.tv site they use to obtain leads from their ads & after you input your info, you get sent to ehealthinsurance.com.

I've seen the posts on the forum about eHealth, but I don't understand completely how they operate.
When you plug your info into their site, you get quotes. You can apply online or call them to assist you in the app?
So, in the post on their revenues I kept wondering if they have licensed agents that speak with customers or if they have some type of phone room?

Let's say in this case, someone purchases leads from leadco.biz.
These individuals are being sent to eHealth, see quotes themselves, then get a call from an agent, who hopefully catches them prior to their app online with eHealth?
Is there any other concern with buying leads from a company that redirects leads to eHealth?

[healthagent]

Don't mess with shared lead companies that re-direct to Ehealth.

[somarco]

JDB -

Sarcasm. I see no reason to change my contracts especially since I am top of scale and/or in bonus with my primary (health) carriers.

I used them in the past. Some of the worst leads. I assume they advertise on bulletin boards in trailer parks since that's where many of my leads lived. Bunch of folks looking for those $40/month health plans with no deductible & full maternity.

I buy shared internet leads, including from folks that have an eHealth button and I don't have a problem. My ROI is 8:1 so I am happy.

Folks who buy from eHealth are not my target market any way.

Is there any other concern with buying leads from a company that redirects leads to eHealth?

If you are inexperienced or a weak sales person you need to do something other than shared leads, with or without the eHealth button.

My guess is the commissions are a teaser. You can have 135%/25% but only if you produce at X level. I don't know anyone pushing tier 1 carriers at those levels. Almost anyone can get World at 25% with advances. There are a few life companies pushing simplified underwriting products with contracts in xs of 100%.

If you want Humana, Aetna, GR or Time above 20% you have to produce or have producing sub-agents.

[Chkndinner14]

Originally Posted by k1s1h1

What are some good lead companies if any?

TXINSURANCE said it best in another thread, "They all tie for last place."

Most of the answers you are seeking have been discussed in other threads. Use the search feature to review.

And yes, shareds can be profitable, but it is an art. You have to be on top of your game. If I had to vote for one company, it would be VIMO based on my experience.

[STIBROKER@AUSTIN.RR.COM]

How do you explain this to the insurance company?

YouTube - How do you explain this to the...

[JDB]

Originally Posted by Chkndinner14

If I had to vote for one company, it would be VIMO based on my experience.

So, one vote for Vimo.
Somarco, you're getting up to 8:1 return. What companies would you vote for?

[somarco]

I have used Hometown Quotes for 2 years. Sit on their agent advisory board. I have no problem with them.

[fostever]

In their defense, I use Leadco and have had some pretty good success. There has been issues as there is with any lead company. I've gotten credit almost instantaneously for leads that had major health issues even if it wasn't listed. They give you credit for under 24 years old. One time a client told me they put the info in 4 days earlier and had at least a dozen agents call. I put in for credit and was denied. I called and one of the customer service reps said that was impossible. The owner Stacey was listening and took the call. He said it is dog eat dog in this business and other lead companies will put in info from their old leads to make his company look bad. He gave me credit and said to ask for him if I have any problems in the future. You can shut the leads off at any time with no commitment and it is easy to talk to the owner so overall I have no problem with them. The trailer trash leads comment from somarco is of course a joke. People in trailer parks own computers too. Any leads from any lead company will have a percentage of these "I have no clue how individual health insurance works cause I just got off Medicaid" leads. I was not aware of any connection to ehealth and will ask him once I start using them again.

[CHUMPS FROM OXFORD]

I have been using Leadco for a while. You can read my comments from past threads.

Overall...they're decent. However...they do not specialize in providing leads that are self-employed, as they sometimes claim.

As for VIMO....I have also used them for a while. Some recent issues that I am waiting some clarification on. So far...no response. Hopefully, they'll respond this week.

[somarco]

trailer trash

Your words, not mine.