Okay, when two life insurance polices love one another very much, they agree to form a special bond with one another. Mr. Life Insurance Policy takes Mrs. Life Insurance Policy out for a romantic dinner, lit with candles and with violin music in the background, and tries to get her to drink a little too much wine. He compliments her hair, her dress, and her choice of makeup. If Mr. Life Insurance Policy is really suave, he'll remember one small detail of the evening - is she wearing a unique set of earrings? Has she put in an especially attractive hair clip? Later, weeks later, when she mentions this special night he'll bring up that small detail in a casual manner, like so:
"Hey, Mr. Life Insurance policy. You remember the other night, a few weeks ago, when we were at the fancy restaurant?"
"Oh, sure! You painted your fingernails a little darker shade of red than usual that night, I remember really liking it."
"You...I...you...you noticed?" She'll be stunned. But I digress.
Anyway, Mr. Life Insurance Policy woos Mrs. Life Insurance Policy by telling her about how much he loves kids and how excited he is about starting a family. The conversation will continue to discussion of children, families, raising them, and so on and so forth. When Mr. and Mrs. Life Insurance Policy gaze deeply into one another's eyes and sparks begin to fly, they'll know it's time. The check will be paid with unusual haste, and they'll make their way back home as quickly as possible.
Once they're there, they'll have Special Adult Cuddle Time that you should only have once you're married you sinnner. If they're good and filled with love, then the Underwriter will bless them with a baby Child-Only policy.
Genworth has a UL thing that issues at age 0, off the top of my head.
Life Insurance Child
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